2012 Five Star 2012 Dallas/Fort Worth Five Star Wealth ...

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Five Star Wealth Managers 2012 Dallas/Fort Worth Don’t listen to other people. Investigate ... Financial Planning Clint Adams ∙ Cotton-Adams Financial Group
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Five Star Wealth Managers

In a consumer study about dynamics between wealth managers and their clients, Five Star Professional polled wealth managers and consumers about communications. Both groups said that connecting three to four times a year is the right communications strategy, but expectations are not aligned in all areas:

are financial advisors, financial planners, investment advisors, tax advisors and estate planning attorneys.

• 2 9 percent of consumers want to be contacted by their wealth manager whenever events require an update; only 7 percent of wealth managers say they contact clients based on the impact of events.

The publishers of Texas Monthly and Five Star Professional partnered to find wealth managers who satisfy 10 objective eligibility and evaluation criteria that are associated with wealth managers who provide quality services to their clients. Among many distinguishing attributes, the average one-year client retention rate for this year’s award winners is more than 96 percent.

• 63 percent of consumers say they receive the right amount of communication from their wealth manager. From research conducted by Five Star Professional, April 2011.

Wealth managers, broadly defined, are those individuals who help you manage your financial world and/or implement aspects of your financial strategies. Common examples of wealth managers

How do you find a wealth manager with experience, who has a good base of clients with high retention rates, and who has undergone a regulatory and complaint review? And when you find them, are they accepting new clients?

Don’t listen to other people. Investigate for yourself. Be wary of advisers who say they never had a down year.” — Five Star Wealth Manager

A Select Award

The 2012 Five Star Wealth Managers are a select group, representing less than 4 percent of the wealth managers in the Dallas/Fort Worth region.(1)

Although this list is a useful tool for anyone looking for help in managing their financial world or implementing aspects of their financial strategies, it should not be considered exhaustive. Undoubtedly, there are many excellent wealth managers who, for one reason or another, are not on this year’s list.

Award

In order to consider a broad population of high-quality wealth managers, award candidates are identified by one of three sources: firm nomination, peer nomination or pre-qualification based on industry standing. Self-nominations are not accepted. Dallas/Fort Worth award candidates were identified using internal and external research data, including a survey to more than 14,000 registered financial services professionals and all identified financial service companies in the area that are registered with FINRA or the SEC.

Candidates

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2012 Five Star Wealth Managers

2012 Dallas/Fort Worth

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Determination

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Of Award Winners

Award candidates who satisfied 10 objective eligibility and evaluation criteria that are associated with wealth managers who provide quality services were named 2012 Five Star Wealth Managers.(2)

Eligibility Criteria – Required(3)

2012

1. C redentialed as an investment advisory representative (IAR), a FINRA-registered representative, a CPA or a licensed attorney. 2. Actively employed as a credentialed professional in the financial services industry for a minimum of five years. 3. Favorable regulatory and complaint history review.(4) 4. Fulfilled their firm review based on internal firm standards. 5. Accepting new clients. Evaluation Criteria – Considered(3)

6. One-year client retention rate (the average one-year client retention rate of this year’s award winners is more than 96 percent).

The Five Star award goes to less than 7 percent of wealth managers.

7. Five-year client retention rate.

8. Non-institutional discretionary and/or non-discretionary client assets administered (this year’s award winners administer an average of $100 million in client assets).

9. Number of client households served (on average, this year’s award winners serve 252 households). 10. Education and professional designations.

Research Disclosures

• Wealth managers do not pay a fee to be considered or placed on the final list of Five Star Wealth Managers.

• The Five Star award is not indicative of the wealth manager’s future performance.

Insights from Five Star Wealth Managers Wishful thinking is not planning. If you plan for the worst, you will never be unpleasantly surprised.”

• Wealth managers may or may not use discretion in their practice and therefore may not manage their clients’ assets.

• The inclusion of a wealth manager on the Five Star Wealth Manager list should not be construed as an endorsement of the wealth manager by Five Star Professional or Texas Monthly.

• Working with a Five Star Wealth Manager or any wealth manager is no guarantee as to future investment success, nor is there any guarantee that the selected wealth managers will be awarded this accomplishment by Five Star Professional in the future.

• F ive Star Professional is not an advisory firm, and the content of this article should not be considered financial advice. For more information on the Five Star award and the research/ selection methodology, go to www.fivestarprofessional.com. • (1) 2,688 award candidates in the Dallas/Fort Worth region were considered for the Five Star Wealth Manager award. 654 (approximately 24 percent of the award candidates) were named 2012 Five Star Wealth Managers.

(2) (3) (4)

Wealth managers were required to certify that any information they provided was accurate. Criteria 4, 8 and 9 do not apply to attorneys or CPAs. As defined by Five Star Professional, the wealth manager has not: • Been subject to a regulatory action that resulted in a license being suspended or revoked, or payment of a fine. • Had more than a total of three customer complaints filed against them (settled or pending) with any regulatory authority or Five Star Professional’s consumer complaint process. • Individually contributed to a financial settlement of a customer complaint filed with a regulatory authority. • Filed for personal bankruptcy. • Been convicted of a felony.

Clients don’t care how much you know until they know how much you care.”

Only invest in something that you understand.”

What matters most is how you recover from setbacks.”

Five Star Professional conducts a regulatory review of each nominated wealth manager using the Investment Adviser Public Disclosure (IAPD) website. Five Star Professional also uses multiple supporting processes to help ensure that a favorable regulatory and complaint history exists. Data submitted through these processes was applied per the above criteria:

• Each wealth manager who passes the Five Star Professional regulatory review must attest that they meet the definition of favorable regulatory history, based upon the criteria listed above. • Five Star Professional promotes via local advertising the opportunity for consumers to confidentially submit complaints regarding a wealth manager. • Five Star Professional contacted approximately 1 in 12 households identified as having a high propensity to use the services of wealth managers in order to provide consumers the opportunity to submit complaints regarding a wealth manager. More than 87,500 households in the Dallas/Fort Worth region were contacted.

The Five Star Wealth Manager selection criteria was updated for the 2012 award year. 2005 – 2011 Five Star Wealth Managers scored highest in overall satisfaction based on feedback from clients, peers and industry experts. No more than 7 percent of wealth managers receive the award each year. The selection process for the 2005 – 2011 award winners can be found at www.fivestarprofessional.com/2011/wealth_managers_research_overview.php.

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Business Planning

George Nachman ∙ George J. Nachman, Attorney at Law

John Ackley ∙ Ackley Financial Group

Caroline Austin ∙ First Southwest Advisory Services Cynthia Barker ∙ Legacy Texas Bank

Joe Chenoweth ∙ ARMOR Wealth Management Crawford Gates ∙ Sagemark Consulting Ramona Locke ∙ Merrill Lynch

Owen Stewart ∙ Stewart Business Services

Michael Weaver ∙ Ackley Financial Group

Keith Novick ∙ Gardere Wynne Sewell

Michelle Berry ∙ Raymond James & Associates Page 33

Ken Paxton ∙ Pettinger Paxton Nuspl & Crumley

Kathy Bickhaus ∙ Merrill Lynch

Susan Periquet ∙ Susan Whitson Periquet, Attorney at Law

Charlotte Joyce Birk ∙ LPL Financial

Darryl V. Pratt ∙ Darryl V. Pratt, Attorney at Law Ryan Randall ∙ Staubus & Randall

Lisa Bordelon ∙ Raymond James | Morgan Keegan

John Round ∙ Strasburger & Price

Christopher Abel ∙ Ameriprise Financial Services, Inc.

Chuck Sharpe ∙ Sharpe & Associates

Kalita Beck Blessing ∙ Quest Capital Management

Stephen Blum ∙ Strategic Wealth Planning

John Rothpletz ∙ Looper Reed & McGraw

Mark Seebeck ∙ Seebeck & Associates

Steve Blankenship ∙ Heritage Financial Planning

Danny Blevins ∙ Ameriprise Financial Services, Inc.

Sol Reifer ∙ Wright Ginsberg Brusilow

Estate Planning

Ronald Adams ∙ Brackett and Ellis

John Berry ∙ Corner Post Financial Planning

Page 39

Kenneth Sloan ∙ Sloan & Roberts

Dani Smith ∙ Strasburger & Price

Erin Botsford ∙ The Botsford Group

Jason Bottenfield ∙ Morgan Stanley Smith Barney Page 37

Colleen Bowler ∙ Lincoln Financial Advisors/ Strategic Wealth Partners

Bert Starr ∙ Law Offices of Bert Starr

Grover Brillhart ∙ ARMOR Wealth Management Page 37

Karl Bryant ∙ Walker & Doepfner

Eric Vincent ∙ Vincent Wealth Management Page 36

Lynn Bryant ∙ Bryant Financial Services Corporation

Michael Cohen ∙ Michael B. Cohen & Associates

Robert Widmer, Jr. ∙ Robert J. Widmer, Jr.

John Collins ∙ Haynes and Boone

Linda L. Wiland ∙ Blankenship Wiland & O’Connor

Bradley Burnfield ∙ Ameriprise Financial Services, Inc. Page 37

Norman “Rocky” Farr ∙ Diesslin & Associates Page 38

Lawrence Wolfish ∙ Wolfish & Newman

David Bird ∙ Bird Skibell Bohach Marvin Blum ∙ The Blum Firm

Ronald Foxman ∙ Higier Allen & Lautin

Wesley Goenawein ∙ Wesley A. Goenawein, Jr.

Ronald Grant ∙ Ronald E. Grant, Attorney at Law David Hendricks ∙ David P. Hendricks Kathryn Henkel ∙ K&L Gates

William Houser ∙ Jordan Houser & Flournoy

Jerry Jackson ∙ Law Office of Jerry B. Jackson

A.C. Tracy Wood III ∙ A.C. Wood & Associates Jeffrey Yates ∙ Albin Yates Balius Roach

Nick Campbell ∙ Nick Campbell Financial Group/ LPL Financial

Clint Adams ∙ Cotton-Adams Financial Group Page 27

Mark Cannon ∙ Ameriprise Financial Services, Inc.

Tom Adcock ∙ LPL Financial

George Alden ∙ Alden Financial Group

Michael Kaufman ∙ Jackson Walker

Robert Kroney ∙ Kroney-Morse-Lan

Paula Allgood ∙ Beaird Harris Wealth Management

David Krueger ∙ Krueger Merkley & Bolton

Todd Amacher ∙ Robertson Griege & Thoele

Norman Lofgren ∙ Looper Reed & McGraw

Jerry Anderson ∙ LPL Financial

Robert D. Lybrand ∙ Robert D. Lybrand

Jayson Bales ∙ Robert W. Baird & Company

Henry C. McFadyen, Jr. ∙ McFadyen Law Firm

Douglas Bartol ∙ Money Matters

Timothy Mebane ∙ LPL Financial

Howard Bellet ∙ Ameriprise Financial Services, Inc.

James Mincey, Jr. ∙ Mincey-Carter

Jan Mohamed ∙ ConfidentVision

Page 34

Wes Camp ∙ Financial Network Investment Corporation

Financial Planning

Marvin Allensworth ∙ Thrivent Financial for Lutherans Page 37

Page 39

Dusti Calander ∙ Ameriprise Financial Services, Inc.

Jeff Bellinghausen ∙ Ameriprise Financial Services, Inc.

Dennis Carpenter ∙ International Wealth Management

Bill Carter ∙ Carter Financial Management Page 12 Travis Carter ∙ Insight Wealth Partners

John Chalk ∙ Chalk Cullum and Associates Brian Chastain ∙ CFO4Life John Checki ∙ John Checki

Guy Church ∙ Ameriprise Financial Services, Inc. Raymond Clark ∙ Ameriprise Financial Services, Inc. Page 37

Gregory Clifton ∙ Clifton Capital Partners

Bryan Clintsman ∙ Clintsman Financial Planning t e x a s m o n t h ly . c o m

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2012 Five Star Wealth Managers

Award winners listed by primary services and listed alphabetically by last name.

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2012 Five Star Wealth Managers

Award winners listed by primary services and listed alphabetically by last name.

Donald Cohen ∙ Morgan Stanley Smith Barney

Patrick Fontana ∙ Merrill Lynch

Scott Cohen ∙ Waldman Bros

Joe Foster ∙ Foster Financial Group

Karl Cole ∙ LPL Financial

Michael Franklin ∙ The Asset Preservation Group

Richard Colleoni ∙ Morgan Keegan & Company

Patrick Freeman ∙ Freeman Wealth Management

Rob Cox ∙ Quest Capital Management

George Galanis ∙ Morgan Stanley Smith Barney

Philip Crew ∙ Morgan Stanley Smith Barney

Joseph Galloway ∙ Ameriprise Financial Services, Inc.

Carl Cuff ∙ Ayco/Goldman Sachs

Jeff Cummins ∙ Spectrum Financial Group Michael Dallas ∙ Michael Dallas Wealth Management

Bryce Danley ∙ Ameriprise Financial Services, Inc.

William E. Dendy ∙ Elite Financial Management Page 24

Page 38

Lora Hoff ∙ IPI Wealth Management Dallas Page 39 Sullivan Holland ∙ Merrill Lynch

Jeremy Hudson ∙ Howard Financial Services

Matt Irwin ∙ Ameriprise Financial Services, Inc.

Leslie Jackson ∙ Jackson Investment Associates Page 34

Jaime Galvan ∙ Spectrum Financial Group

David P. James ∙ James Financial Group Page 34

Mason W. Gann ∙ Milkie Ferguson Investments

Mark Jenison ∙ AXA Advisors

Chris Garcia ∙ Ameriprise Financial Services, Inc.

Ron Johnson ∙ Morgan Stanley Smith Barney

Frances Gardner ∙ ARMOR Wealth Management Page 33

Charles Jones ∙ Ameriprise Financial Services, Inc.

Carlos Garza ∙ First Command Financial Services

Bryan Keever ∙ Ameriprise Financial Services, Inc. Glenda D. Kemple ∙ Kemple Capital

Allen Kent Dennis ∙ Merrill Lynch

John Gay ∙ Frisco Financial Planning

E. Kim Dignum ∙ Dignum Financial Partners

Roger Gekiere ∙ Navigation Financial

Charles King ∙ Inspire Financial Group Page 15

John F. Donovan ∙ Lincoln Financial Advisors/ Strategic Wealth Partners

Allen Gibson ∙ Ameriprise Financial Services, Inc. Page 14

Jacob King ∙ Beaird Harris Wealth Management

Patrick Dougherty ∙ Dougherty Wealth Management

Henri Glover ∙ HG Tailored Financial Services

Shaun Dowling ∙ Howard Financial Services

Terry Doyle ∙ Doyle and Associates/Ameriprise Financial Services, Inc.

Donald Goerner ∙ Spectrum Advisors

Alan Goldfarb ∙ Weaver Wealth Management Todd Green ∙ Perennial Financial Solutions

Eli Dragon ∙ Money Matters

Craig Greenway ∙ SFMG Wealth Advisors

David Dryden ∙ Insight Wealth Partners

Barney Grossman ∙ Morgan Stanley Smith Barney

Mark Duckworth ∙ Morgan Stanley Smith Barney Page 37

Ricky Grunden, Sr. ∙ Grunden Financial Advisory Page 29

Mary H. Durie ∙ Quest Capital Management

Barton Gunter ∙ LPL Financial

Tom Dwyer ∙ Financial Design Group

Steven Hagemann ∙ Navigation Financial

Brian Eckeberger ∙ Genesis Financial Group

Patricia Hammond ∙ Carter Financial Management Page 12

Tandy Ervin ∙ LPL Financial

Page 38

Chip Eubank ∙ Eubank Hutson & Associates

Carol Harper ∙ Ameriprise Financial Services, Inc. Page 38

Art Fahim ∙ Ameriprise Financial Services, Inc.

Curtis Harris ∙ Evos Financial

John Farris ∙ MPACT Financial Group

James Harvey ∙ Morgan Stanley Smith Barney

Deborah Federick ∙ Ameriprise Financial Services, Inc. Page 38

Chris Hatton ∙ Money Matters

Christopher Fess ∙ Fess Financial

Page 33

Richard Fielder ∙ Morgan Stanley Smith Barney

Mark Fillnow ∙ Ameriprise Financial Services, Inc. Tiffany Finney-Johnson ∙ JWA Financial Group

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Crystal Hawkins ∙ CFO4Life

John Michael Hemp ∙ Stratford Consulting

Darren Hill ∙ Morgan Stanley Smith Barney Terry Hill ∙ Terry Hill & Associates

Tyson King ∙ Inspire Financial Group

Page 15

Mitchell Kramer ∙ Fluent Financial

Thomas Kroehle ∙ Income by Design Kevin Kuhnel ∙ Merrill Lynch

Carl J. Kunhardt ∙ Quest Capital Management

Travis Ladner ∙ Ameriprise Financial Services, Inc. Brian Langford ∙ Middlebrook Lee and Langford/ Ameriprise Financial Services, Inc.

James Larkin ∙ Ameriprise Financial Services, Inc.

David Lavallee ∙ First Command Financial Services Lucas Lawson ∙ Lifetime Strategies Group

Chris Leap ∙ Leap Wealth Management/Ameriprise Financial Services, Inc. Bryan Lee ∙ Strategic Financial Planning

Charles Lee ∙ Middlebrook Lee and Langford/ Ameriprise Financial Services, Inc. Richard Lee ∙ Lee Financial Corporation Page 17

James Lehman ∙ Wolfe Lehman Wammack & Associates/Ameriprise Financial Services, Inc. Page 32 Dwayne Leleux ∙ Southwest Securities

Woody Levinson ∙ LS Wealth Strategies

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Brett Levy ∙ Merrill Lynch

Bruce Lewin ∙ Lewin Wealth Management Chris Lewis ∙ Lewis Brown

Thomas Montgomery ∙ Montgomery Coscia Greilich Kevin Moore ∙ Moore Financial Group

Gerald Robinson ∙ LightForce Financial

Paul Robinson ∙ Robert W. Baird & Company

Shawn Moore ∙ Morgan Stanley Smith Barney

Eduardo Rodriguez ∙ Lee Financial Corporation Page 17

Ken Moraif ∙ Money Matters

Craig Rogers ∙ Rogers Wealth Group

Brent Morton ∙ First Financial Equity Corporation

Richard Rogers ∙ RBC Wealth Management

Scott Mulloy ∙ Ameriprise Financial Services, Inc.

Toni Rose ∙ Flagship Financial Group

Mark Mundy ∙ Mundy Financial Solutions

Kimberly Rule ∙ LPL Financial

Donald Murphey ∙ AXA Advisors

David Russakov ∙ Charles Schwab & Company

Steve Namy ∙ Investment Professionals

Bill Saplicki ∙ LS Wealth Strategies

Tim Lowry ∙ Dean Jacobson Financial Services

Luisa Nemati ∙ Weaver Wealth Management

John Loyd ∙ LPL Financial

Jeremy Newton ∙ LPL Financial

Barbara Saunders ∙ Saunders & Associates Page 31

David Luellen ∙ Ayco/Goldman Sachs

Don Noblit ∙ Don Noblit Associates

Blaine Malcolm ∙ The Botsford Group

Stacy C. Notley ∙ THE MANNING GROUP Page 39

Page 18

Steve Lindberg ∙ Lindberg Financial

Brent Little ∙ Odyssey Wealth Management Steven Lorio ∙ Lorio Wealth Management Chris Lott ∙ Smith Anglin Financial Bill Lourcey ∙ Walton & Lourcey

Lloyd Lowe ∙ LD Lowe Wealth Advisory Page 16

James Marsden ∙ Atlas Wealth Advisors Randy Matthews ∙ Matthews Wealth Management Page 30

Dan Mauck ∙ Clintsman Financial Planning R. Scott Maxwell ∙ Talis Advisory Services Walter May ∙ May Financial Solutions

Jonathan Mazur ∙ Luke Financial Company

Stewart Mc Lauchlan ∙ Ameriprise Financial Services, Inc.

Sean McGrath ∙ Morgan Stanley Smith Barney Lynn McIntire ∙ Cadent Capital Tom McIntire ∙ Cadent Capital

Charla McIntyre-Fields ∙ Ameriprise Financial Services, Inc.

Doug McKelvey ∙ Morgan Stanley Smith Barney Levi McMellian ∙ CFO4Life

David Meadors ∙ Morgan Stanley Smith Barney Page 20

Lisa Rapfogel Ostroff ∙ Allegiant Wealth Management Page 39

Page 23

Susan Schildt ∙ Stratford Consulting Jeff Schuetts ∙ Merrill Lynch

Cari Schulz ∙ Morgan Stanley Smith Barney Roger Shake ∙ Legacy Consulting Group

Ken Painter ∙ KPLL Private Wealth

A. Michael Sheff ∙ Morgan Stanley Smith Barney Page 39

Jason Palmer ∙ Ameriprise Financial Services, Inc.

Kyle Shores ∙ The Botsford Group

Robert Pearson ∙ Morgan Stanley Smith Barney Page 21

Lawrence Silverman ∙ CFO4Life

Charles Pepkin ∙ Ameriprise Financial Services, Inc. David Peterson ∙ Peak Capital/United Capital

Thomas Philipp ∙ Professional Wealth Management Group Dana Pingenot ∙ Lee Financial Corporation Page 17

Kevin Pittman ∙ Ameriprise Financial Services, Inc. Betty Poage ∙ Ameriprise Financial Services, Inc. Page 39

Paul Pomeroy ∙ LPL Financial

Jason Potts ∙ Lifetime Wealth Management

Robert Silvestri ∙ Morgan Stanley Smith Barney Page 35 Bill Skelton ∙ Southwest Securities

M. Scott Slayton ∙ MetLife Financial Group of the Southwest W. Philip Smiley ∙ Ameriprise Financial Services, Inc. Page 36

Michael J. Smith ∙ Lifetime Strategies Group

Shawn Smith ∙ Smith & Associates/Ameriprise Financial Services, Inc.

Jennifer Snee ∙ Ameriprise Financial Services, Inc. Ted Snow ∙ Snow Financial Group

David Medlin ∙ Ameriprise Financial Services, Inc.

David Quick ∙ Hearthstone Financial

Lynn Soderstrom ∙ Ameriprise Financial Services, Inc.

Jim Middlebrook ∙ Middlebrook Lee and Langford/ Ameriprise Financial Services, Inc.

Teresa Quinn ∙ Lee Financial Corporation Page 17

Mark Stegman ∙ Ameriprise Financial Services, Inc. Page 36

Marcia H. Miller ∙ Ameriprise Financial Services, Inc.

James Rees ∙ Stoneway Financial

Renee Sterling ∙ Morgan Stanley Smith Barney

Mike Reppert ∙ Spectrum Advisors Page 10 & 11

Richard Stevens ∙ Stevens Financial Group Page 40

Darrell Roberts ∙ Ameriprise Financial Services, Inc.

Gordon Stevenson ∙ Morgan Stanley Smith Barney

Michael Mills ∙ Mike Mills Wealth Management

Cynthia Montgomery ∙ Red Oak Financial Group

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2012 Five Star Wealth Managers

Award winners listed by primary services and listed alphabetically by last name.

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2012 Five Star Wealth Managers

Award winners listed by primary services and listed alphabetically by last name.

John Stockton ∙ Financial Coaching

Sean Weaver ∙ Whitney Wetzel & Kuether

Chad Bagley ∙ Edward Jones

Steven Stratton ∙ New York Life Insurance Company

James Webb ∙ Webb Financial

Merry Lyn Bagwell ∙ Wells Fargo Advisors, LLC

Jennifer Wells ∙ Ameriprise Financial Services, Inc.

Mark Baker ∙ RBC Wealth Management

James Whiddon ∙ JWA Financial Group

Gregg Ballew ∙ Westwood Trust

Drew Swedlund ∙ Merrill Lynch

Roger Whitney ∙ Whitney Wetzel & Kuether

Dan Barlow ∙ Wells Fargo Advisors, LLC

Viktor Szucs ∙ Morgan Stanley Smith Barney

Brandon Williams ∙ American Airlines Federal Credit Union

David Barnes ∙ Credit Suisse

Sandra Strohmeyer ∙ Ameriprise Financial Services, Inc.

Sammy Tally ∙ BFT Financial Group

Michael Tannery ∙ Tannery & Company Wealth Management

Norman Williams ∙ Senior Asset Protection Services Page 36

Clifton Barrett ∙ Edward Jones

Paul Bateman ∙ Ameriprise Financial Services, Inc.

Tim Wilson ∙ Wealth Management Group Page 26

Kris Beaulieu ∙ Clarity Financial Group

David E. Taylor ∙ Raymond James & Associates

R. Jeff Taylor ∙ Ameriprise Financial Services, Inc.

Jeffrey Wolf ∙ WealthStar Advisors

William Taylor ∙ Cypress Wealth Management

Eric Wolfe ∙ Wolfe Lehman Wammack & Associates/Ameriprise Financial Services, Inc. Page 32

Ricky Bingham ∙ RLBingham Financial Group/ MetLife Page 37

Carolyn Teschemacher ∙ Navigation Financial Chuck Titterington ∙ Ameriprise Financial Services, Inc.

Jon Wych ∙ Merrill Lynch

Emerson Bell ∙ Fee-Only Financial Planning

Jonathan Black ∙ Merrill Lynch Tony Blauvelt ∙ Edward Jones

Michael Bless ∙ Wells Fargo Advisors, LLC

Roy Todd ∙ My Own Money

Billy Yarbrough ∙ Ameriprise Financial Services, Inc.

Duke Tran ∙ RBC Wealth Management

Chris S. Young ∙ Quest Capital Management

Sonja Blumoff ∙ Merrill Lynch

Insurance

Jim Bowers ∙ Morgan Stanley Smith Barney

Richard Treta ∙ Lincoln Financial Advisors

Trudy Turner ∙ Robertson Griege & Thoele

Kyli Vardeman ∙ Ameriprise Financial Services, Inc. Neal Vasso ∙ Vasso & Associates/Ameriprise Financial Services, Inc.

Derek Vaughn ∙ Ameriprise Financial Services, Inc. Phil Vick ∙ Sovereignty Advisors

Steven Wachs ∙ Legacy Consulting Group

Michael Walden ∙ Ameriprise Financial Services, Inc. Tammie Walker ∙ Ameriprise Financial Services, Inc. Dusty Wallace ∙ Lee Financial Corporation Page 17 Larry Wallace ∙ BrokersXpress

Kyle Walters ∙ Atlas Wealth Advisors

Paul Baker ∙ Paul Baker Insurance Agency

Danny Boyce ∙ Lee Financial Corporation Page 17

Gus Bates III ∙ Gus Bates Insurance & Investments

Cindy Brewington ∙ Edward Jones

Don Grogan ∙ New York Life Insurance Company

Jeffrey Bridges ∙ Morgan Stanley Smith Barney

Corey Metz ∙ Metz Insurance & Financial

Don Brock ∙ Edward Jones

Stephen Newton ∙ Primerica

Brian Brode ∙ Merrill Lynch

Kirk Quaschnick ∙ Mogul Wealth Strategies

Ken Brown ∙ Maplewood Investment Advisors

Investments

Michael Brown ∙ Edward Jones

Austin Adams ∙ LPL Financial

James Aldendifer ∙ Morgan Stanley Smith Barney

J. Timothy Allen ∙ Wells Fargo Advisors Financial Network, LLC

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Michael Busch ∙ Vogel Financial Advisors

Bill Callis ∙ Southwest Securities

Frank Aswad ∙ Edward Jones

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David Burgess ∙ Rhodes Securities

Michelle Calabro ∙ RBC Wealth Management

Dexter Ward ∙ Dexter Ward

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Wayne Bruns ∙ Merrill Lynch

Brett Anderson ∙ International Research & Asset Management Frankie Andrew ∙ Wells Fargo Advisors, LLC

George Warner ∙ Wealth Management Group/ American National Bank Page 26

Rick Brown ∙ RL Brown Financial

Zachary Allen ∙ Disciplined Advisors Group

Clint Wammack ∙ Wolfe Lehman Wammack & Associates/Ameriprise Financial Services, Inc. Page 32 Page 40

Phillip Blevins ∙ Wells Fargo Advisors, LLC

Roger Asel ∙ Certified Financial Strategies

James Aughenbaugh ∙ Morgan Stanley Smith Barney

John Carpenter ∙ Merrill Lynch

Lois Cartwright ∙ Merrill Lynch

Marcelo Castaneda ∙ Charles Schwab & Company Richard Cather ∙ Merrill Lynch Blake Cecil ∙ Merrill Lynch

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Robert Chase ∙ Ameriprise Financial Services, Inc.

Mark Fields ∙ EstateMark Financial

Janet Hanna ∙ Edward Jones

Michael Chauvenet ∙ Capital and Insurance Resources

Gerald Finley ∙ SWS Financial Services

Harvey Harper ∙ Edward Jones

Mark Finley ∙ The Finley Agency

Samuel Harrell ∙ Morgan Stanley Smith Barney

Alan Folz ∙ Morgan Stanley Smith Barney

Emily Harwood ∙ Charles Schwab & Company

John Ford ∙ Mercantile Advisors

Dan Heard ∙ Morgan Stanley Smith Barney

Richard Frazar ∙ Westwood Trust

Brian Hendon ∙ Edward Jones

Kevin Freeman ∙ Freeman Global Investment Counsel

John Hetzel ∙ JWA Financial Group

Steven Chensky ∙ Merrill Lynch

Kelley Clowe ∙ Capital West Securities Doug Cochran ∙ LPL Financial

Rusty Cooper ∙ Morgan Stanley Smith Barney

Mischelle Copeland ∙ Wells Fargo Advisors, LLC Page 27

Robert Cordiak ∙ J.P. Morgan Securities

Steve Cotton ∙ Cotton-Adams Financial Group Page 27 David Cox ∙ Merrill Lynch

Matthew Dann ∙ Wells Fargo Advisors, LLC Scott Davidoff ∙ Wells Fargo Advisors, LLC

Michael Gage ∙ Wells Fargo Advisors, LLC

John Gallagher ∙ Principal Financial Group

Vernon Gang, Jr. ∙ Wells Fargo Advisors, LLC

Charles Garner ∙ Ameriprise Financial Services, Inc. Wayne Garrett ∙ Snow Garrett Wealth Management Page 32

Lorie Gebbie ∙ Wells Fargo Advisors, LLC Page 27

Robert DeBeer ∙ Merrill Lynch

Brian Hobbs ∙ TH Wealth Management

David Hobbs ∙ Raymond James & Associates Gary Holland ∙ Holland Investment Management Page 29

Kim Holland ∙ Managed Assets/LPL Financial Robert Holman ∙ Edward Jones

Christopher Holtby ∙ Midland Wealth Management James Hopson ∙ Capital Advisory Group

Steven Gendler ∙ Alliance Financial Group

Robert Hrnicek ∙ Morgan Stanley Smith Barney Page 34

Kevin Dickey ∙ Morgan Stanley Smith Barney

Jennifer George-Smith ∙ American National Bank of Texas Page 26

Gary Hughes ∙ Nick Campbell Financial Group/ LPL Financial

David Diesslin ∙ Diesslin & Associates

John Gilbert ∙ SMH Capital Advisors

Mitchell Hurwitz ∙ MSH Asset Management

Robert Dilworth ∙ Merrill Lynch

M. DeLene Gilbert ∙ Evos Financial

Don Donnally ∙ J.P. Morgan Securities

Sonia Ginnell ∙ Merrill Lynch

Gregory Hutcheson ∙ Morgan Stanley Smith Barney

Doug Dyer ∙ Money Matters

Wendy Edwards ∙ Wells Fargo Advisors, LLC

Nick Giorgio ∙ Ameriprise Financial Services, Inc. Page 38

Stephen Engels ∙ Wells Fargo Advisors, LLC

Damon Gonzalez ∙ Domestique Capital

Don Jacobson ∙ Dean Jacobson Financial Services

Nicholas English ∙ Westwood Trust

Pamela Gothard ∙ Wells Fargo Advisors, LLC Page 33

David Jennings ∙ Morgan Stanley Smith Barney

Todd Gough ∙ Ironwood Recovery Management

Tom Decker ∙ Wells Fargo Advisors, LLC Jim DePue ∙ Edward Jones

Page 37

Stephen Engro ∙ Beacon Financial Group Page 28

Terry Ingram ∙ Coble-Cravens Financial Services Dewey Isom ∙ Raymond James & Associates

Leonard Johnson ∙ Wells Fargo Advisors, LLC

Richard Erwin ∙ Investors Asset Management

Kevin Gray ∙ Ayco/Goldman Sachs

Doug Jones ∙ Lee Financial Corporation Page 17

JoAnn Eubank ∙ Ameriprise Financial Services, Inc. Page 38

Stephanie Groschup ∙ Groschup Martin Wealth Management Group

T. Montgomery Jones ∙ FCM Investments Page 13

Andy Evans ∙ Wells Fargo Advisors, LLC Page 38

Joseph Guffey ∙ Raymond James & Associates

Sheila Kaplan ∙ Merrill Lynch

Steven Gundy ∙ GS Wealth Management

Keith Karnes ∙ Wells Fargo Advisors, LLC

Chuck Evans ∙ RBC Wealth Management

Scott Gunnip ∙ Morgan Stanley Smith Barney

Thomas Karsten ∙ Karsten Advisors

Jeffrey Everett ∙ Talis Advisory Services

Kevin Hadawi ∙ Wells Fargo Advisors, LLC

Jack Kaye ∙ Edward Jones

Terry Farester ∙ Sunbelt

Scott Hammel ∙ AWA

Langford Keith ∙ Morgan Stanley Smith Barney

Robert Hamrick ∙ Hamrick Financial

Paul Kiehn ∙ Atherton Kiehn & Byrnes

Sarah H. Hancock ∙ Hancock-Smith

Leslie Killgore ∙ Active Wealth Management

Justin Farris ∙ The Farris Group

Page 38

Michael Felker ∙ Ameriprise Financial Services, Inc. Jason Fernandez ∙ Wells Fargo Advisors, LLC

Valli Kindred ∙ Kindred Stephens Financial Group t e x a s m o n t h ly . c o m

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2012 Five Star Wealth Managers

Award winners listed by primary services and listed alphabetically by last name.

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2012 Five Star Wealth Managers

Award winners listed by primary services and listed alphabetically by last name.

Brian Payne ∙ Wells Fargo Advisors, LLC Page 35

Kerry Knox ∙ Merrill Lynch

Daniel McVeigh ∙ Merrill Lynch

Ernie Koestner ∙ Wells Fargo Advisors, LLC

David Megarity ∙ Wells Fargo Advisors, LLC

Diane Lacina ∙ Southwest Securities

James Mewhinney ∙ Morgan Stanley Smith Barney

Terry Landry ∙ Wells Fargo Advisors, LLC

Susan Meyer ∙ Edward Jones

Dan Peters ∙ Lee Financial Corporation Page 17

Mark Larimore ∙ Larimore Financial Group

Stephen Middlebrook ∙ Milkie Ferguson Investments

Gordon Peterson ∙ International Research & Asset Management

Shott Miller ∙ Merrill Lynch

Paul Pittman ∙ Edward Jones

Fredrick Lehman ∙ Morgan Stanley Smith Barney

Linda C. Mills ∙ Mills & Kernan Wealth Management

Adam Prewett ∙ Prewett Financial

John Lemak ∙ Sandor Capital Management

Robert Mitchell ∙ Morgan Stanley Smith Barney

Neal Logan ∙ Edward Jones

Anthony Mobly ∙ Edward Jones

Joseph Logsdon ∙ American National Bank of Texas Page 26

John Mockovciak ∙ Robert W. Baird & Company

Kristie Leatherberry ∙ Charles Schwab & Company John Ledford ∙ Morgan Stanley Smith Barney

Sid Lorio ∙ Lorio Wealth Management

Steven Lugar ∙ Beaird Harris Wealth Management Dana Lundquist ∙ Allstate Financial Services

Henry Luskey ∙ Morgan Stanley Smith Barney

Christopher Moino ∙ Morgan Stanley Smith Barney Francis Moise ∙ Prospera Financial Services Brian Moore ∙ Merrill Lynch

Marie Moore ∙ Morgan Stanley Smith Barney

Michael Peschel ∙ Wells Fargo Advisors, LLC

George Price ∙ Edward Jones Jeffery Price ∙ Merrill Lynch

Lee Price ∙ Smith Anglin Financial Brian Rahlfs ∙ Rahlfs Capital Jeff Rasco ∙ Rasco & Rasco

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Gerald Ray ∙ Gerald L. Ray & Associates Page 28 Joseph Ray ∙ Gerald L. Ray & Associates Page 28

James Madden ∙ RBC Wealth Management

Mark Morgan ∙ Porter Morgan & Associates Wealth Management

Larry I. Magid ∙ Wells Fargo Advisors, LLC

John Muse ∙ LPL Financial

Michael Magruder ∙ Wells Fargo Advisors, LLC

John Reagan ∙ Wells Fargo Advisors, LLC

Steve Nagel ∙ Merrill Lynch

Thomas Maikowski ∙ Thomas H. Maikowski & Associates

Micky Reeves ∙ JWA Financial Group

Michael Nettleton ∙ Morgan Stanley Smith Barney

William Rich ∙ Wells Fargo Advisors, LLC

Brant Newman ∙ Merrill Lynch

Robert Nicholas ∙ Wells Fargo Advisors, LLC

Jamie Richardson ∙ ViewPoint Investment Group Page 30

Jim Nielsen ∙ LPL Financial

Jake Richter ∙ Edward Jones

David Noonan ∙ Morgan Stanley Smith Barney Page 39

Kelly Rigas ∙ KR Wealth Management

Charles Manthey ∙ Bluechip Financial Planning Brian Marks ∙ Merrill Lynch

Carolyn Martin ∙ Groschup Martin Wealth Management Group Wayne Maynard ∙ Merrill Lynch

Larry Ray ∙ Wells Fargo Advisors, LLC

Elizabeth Rivera ∙ Southwest Securities Page 22

David McBee, Jr. ∙ Wells Fargo Advisors, LLC

Robert Nursey ∙ IVY LEAGUE Retirement Planning

Greg McCoy ∙ Wells Fargo Advisors, LLC

Jeffrey Ockwood ∙ Morgan Stanley Smith Barney

Justin McDonald ∙ Morgan Stanley Smith Barney

Bruce Robinson ∙ Maplewood Investment Advisors

Randy Odom ∙ Wells Fargo Advisors, LLC Page 39

Mark Robinson ∙ The Watchman Group Page 35

Hank O’Neill ∙ Merrill Lynch

Guy Rodgers ∙ Edward Jones

Thomas Pace ∙ Eagle Strategies

Michael Rodriguez ∙ Merrill Lynch

Jeff Paladini ∙ Karsten Advisors

Chris Paladino ∙ Milkie Ferguson Investments

Charles Romig ∙ Morgan Stanley Smith Barney Page 31

Matt McKinney ∙ Arcon Wealth Management

James Palmer ∙ Palmer Retirement Consultants

Ben Roth ∙ J.P. Morgan Securities

Mark McLeland ∙ Merrill Lynch

Jason Parker ∙ Morgan Stanley Smith Barney

Peter Ruth ∙ Maplewood Investment Advisors

Daniel McPherson ∙ McPherson Personal Asset Management

W. Donald Parr ∙ Merrill Lynch

Cynthia Salles ∙ RBC Wealth Management

Kenneth McDonald ∙ Bernstein Global Wealth Management

Mac McDowell ∙ McDowell Capital Management of Raymond James Spencer McGowan ∙ McGowanGroup Asset Management Page 19

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Ricardo Roberto ∙ Edward Jones

Jeff Sandene ∙ Sandene Strategies

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Jeff Sanders ∙ Edward Jones

Joel Tannebaum ∙ Morgan Stanley Smith Barney

Trey Sartin ∙ Wells Fargo Advisors, LLC

William Tenney ∙ Morgan Stanley Smith Barney

Craig Saunders ∙ Ameriprise Financial Services, Inc.

John Thane ∙ Merrill Lynch

Jeff Schmeltekopf ∙ Dean Jacobson Financial Services

Bradley Thomas ∙ Morgan Stanley Smith Barney Terry Thompkins ∙ Wells Fargo Advisors, LLC

James Scott ∙ Milestone Wealth Strategies

Paul Thompson ∙ Signal Securities

Amber Seale ∙ Edward Jones

Rebecca Thompson ∙ BenchMark Financial Services

James R. Shelton ∙ Shelton Financial Group

Keith Shelton ∙ Wells Fargo Advisors, LLC Page 40

Jeanie Wyatt ∙ South Texas Money Management Peggy Zarro ∙ Wells Fargo Advisors, LLC

Mark Theriault ∙ Wells Fargo Advisors, LLC

Paul Schmitz ∙ Morgan Stanley Smith Barney

Erik Severson ∙ Thrivent Financial for Lutherans

Richard Wright ∙ Fiduciary Financial Services of the Southwest

Bret Zimmerman ∙ Zimmerman Investment Money Management

Taxation

Jack Auldridge ∙ AuldridgeGriffin

Pat Beaird ∙ Beaird Harris Wealth Management

Christopher Troseth ∙ Investors Asset Management Shelley Turner ∙ Wells Fargo Advisors, LLC

Jon Chester ∙ M. Sterling/Sterling’s Bookkeeping and Tax James Creel ∙ Brackett and Ellis

Peggy D. Tyler ∙ Wells Fargo Advisors, LLC

William Gary Dunlap ∙ Pineider Ford and Associates

Brian Shepherd ∙ Edward Jones

Gail Utter ∙ Wells Fargo Advisors, LLC

Steven Shi ∙ Wells Fargo Advisors, LLC

Eric VanderDrift ∙ MPACT Financial Group

Brandon Simmons ∙ Ameriprise Financial Services, Inc.

John Vann ∙ Rushmore Investment Advisors

Lori Eads ∙ Bland Garvey Eads Medlock + Deppe Page 37

Craig VanWinkle ∙ Wells Fargo Advisors, LLC

Graciela Gutierrez ∙ Southwest Securities

Ronald Simmons ∙ Retirement Advisors of America

Walter Virden ∙ Virden Chapman & Virden

Donald Harris ∙ Beaird Harris Wealth Management

James Simpson ∙ CUSO Financial Services

Lindsay Vitovsky ∙ ARMOR Wealth Management

Walt Hatter ∙ Hatter & Associates

Frank Sloan ∙ Sloan Wealth Management

Todd Wagner ∙ Comerica Bank

Lois Kapp ∙ Kapp & Miller

Ralph Smith ∙ Ralph Smith Financial

Casey Waits ∙ Waits Financial Group

Alan Levi ∙ Alan H. Levi

Kim Snider ∙ Snider Advisors

Bo Walker ∙ Merrill Lynch

Edward Mercer ∙ Burds Reed & Mercer

Gunnar Soland ∙ SWS Financial Services

Robert Walker ∙ Morgan Stanley Smith Barney

Steven Miller ∙ Steven E. Miller

Richard Sowden ∙ Frontier Investment Management Company

Gary Walsh ∙ Luther King Capital Management Page 40

Daniel Novakov ∙ Greenberg Traurig

Beth Sparks ∙ Wells Fargo Advisors, LLC

Peter Warren ∙ Wells Fargo Advisors, LLC

Joseph Stack ∙ Wells Fargo Advisors, LLC

Karen Roberton ∙ David L. Prince, CPA

Brad Weddle ∙ LPL Financial

Christi Staib ∙ Staib Wealth Management Page 40

Lewis Rubinstein ∙ Lewis Rubinstein, CPA

Stephen Wheeler ∙ Wells Fargo Advisors, LLC Page 40

Ware Shipman ∙ Biggs & Shipman

L. Dale Stamps ∙ Spar Investment Counsel

Robert Whittenburg ∙ Wells Fargo Advisors, LLC

Michael Steinberg ∙ Wells Fargo Advisors, LLC Page 40

Jon Williams ∙ Wells Fargo Advisors, LLC

Chad Stephens ∙ Kindred Stephens Financial Group Michael Stillman ∙ International Research & Asset Management Scott Strange ∙ LPL Financial

Cheryl Sutter ∙ Wealth Management Group Page 26

Page 25

Terry Williamson ∙ Wells Fargo Advisors, LLC

Alex Winslow ∙ The Northern Trust Company

Carrine Reilly ∙ CliftonLarsonAllen

Jennifer Sicking ∙ Ken Hughes & Associates Mark Snyder ∙ Mark G. Snyder Gail Wills ∙ Gail D. Wills, CPA

D. Dale Wofford ∙ D. Dale Wofford

Mark Witte ∙ Wells Fargo Advisors, LLC

Daniel Woodard ∙ EECU Investment Services Page 40 Larry Wright ∙ Morgan Stanley Smith Barney

Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, Certified Financial Planner™ and the federally registered CFP (with flame logo) in the U.S., which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements. The Chartered Financial Consultant credential [ChFC®] is a financial planning designation awarded by The American College. t e x a s m o n t h ly . c o m

August 2012 | WMD-9

2012 Five Star Wealth Managers

Award winners listed by primary services and listed alphabetically by last name.

2012 Five Star Wealth Managers

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Mike Reppert

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2012 Five Star Wealth Managers

The Spectrum Advisors Team

We Manage Wealth With a Caring, Competent and Creative Team Approach • Serving our clients’ best interests for more than 30 years has been the cornerstone of success • Recognized as one of the most respected wealth advisory firms in publications and awards

• Sharing comprehensive advice and creative strategies for clients’ maximum control and efficiency Titles: Senior Partner, Financial Advisor Credentials: CFP®, CSA

Our mission is to help clients create, protect and preserve wealth with a caring, competent and creative team approach.

We established the firm in 1982 with the philosophy that we wanted to build long-term relationships with people to help them with a significant area of life, their financial management, and advise them with integrity. We believed that if we served them with their best interests in mind and a personal touch, we could develop a successful business. Year after year, these principles have paid off to grow a great group of clients that we love to serve.

We have received numerous industry awards, been featured in Forbes, D Magazine and Who’s Who, reinforcing that the principles of client first, integrity, vision and diversification would reward us and our clients. Our comprehensive approach along with utilizing cutting-edge strategies and systems allows us to help our clients gain maximum control and efficiency in managing their wealth.

15301 Spectrum Drive, Suite 115 • Addison, TX 75001 Addison: (972) 931-3700 • Arlington: (817) 461-2177 www.spectrumadvisors.net

Securities offered through Kalos Capital, Inc., 3780 Mansell Road, Suite 150, Alpharetta, GA 30022, (678) 356-1100. Mike Reppert is not an affiliate or subsidiary of Kalos Capital, Inc.

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2012 Five Star Wealth Managers

Carter Financial Management Team Wealth Management for This Generation and the Next

Areas of Focus: Customized Retirement Income and Advanced Financial Planning

Left to right: Joel Berg, Sue Spellman, Jonathan Meaney, Brandon Ratzlaff, Steve McDonald, Five Star winners Bill Carter and Patty Hammond

• Founded in 1976 • Unmatched professionalism delivered with genuine personal care • An endless pursuit to inform and educate clients

Specializations: Corporate Executives, Entrepreneurs, Physicians, Attorneys and Retirees

Carter Financial Management is an independent firm passionate about the value financial planning and integrated wealth management services bring to our clients. With more than 35 years of experience and overseeing more than $700 million in client wealth in Texas and across the nation, Carter’s team and the financial advisors shown above have one simple

goal: to improve the quality of our clients’ financial lives.

Known for the thoroughness of our financial planning and investment approach, our personalized client experience and our commitment to client education, Carter continues to invest heavily in our world-class, cohesive wealth management team with the single focus of achieving our clients’ financial goals.

Carter Financial Management

12222 Merit Drive, Suite 1800 • Dallas, TX 75251 Office: (214) 363-4200 • Toll-free: (800) 523-1311 www.cascfm.com

Carter Financial Management is an independent firm. Securities offered through Raymond James Financial Services, Inc. Member FINRA/SIPC.

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2012 Five Star Wealth Managers

FCM Investments Team T. Montgomery Jones, Managing Partner

Investment management for high-net-worth individuals

Left to right: Stephanie Manter, four-year winner Monty Jones, David Lewis and Michael Wu

• Independent boutique manager serving a limited number of private clients • Emphasizing growth stocks on a global basis and quality bonds • Tax efficiency in separate accounts; no outside funds utilized

Designations: MBA, CFA

FCM Investments takes a long-term approach to relationships and investing. Since our founding in 1987, we have focused exclusively on the prudent stewardship of our clients’ portfolios. Our clients are private investors — individuals, families, their

trusts and private foundations — more than three-quarters of whom have relied on FCM to manage their securities for at least a decade. Our chief goals are the preservation and growth of capital through all investment environments.

FCM Investments

2200 Ross Avenue, Suite 4600 West • Dallas, TX 75201 Office: (214) 665-6900 www.fcminvest.com

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2012 Five Star Wealth Managers

Allen Gibson

Working With Clients to Prepare for the Certainty of Uncertainty

Left to right: Four-year winner Allen Gibson and three-year winner Merrill Greer

• We help people plan their lives, not just their finances • Multigenerational, fee-based financial planning and wealth management • More than 130 years’ combined experience with offices in Dallas, Tyler and Lufkin

Titles: Private Wealth Advisor, Ed Slott Master Elite IRA Advisor, Business Financial Advisor Credentials: CFP®, ChFC®, CRPC®, CLTC

It all starts with our team listening to understand what is important to you … your goals, your values, your family, your business. Next, we work closely with you to create a personalized, comprehensive financial plan that includes collaborating with internal and external advisors. Then we provide ongoing coaching and monitoring, recommending adjustments whenever necessary. Our goal is to simplify your life and help coordinate all the moving parts, so you can focus on the things that you are passionate about.

“We make a living by what we get, but we make a life by what we give.” — Sir Winston Churchilll

Gibson, Greer & Associates, a financial advisory practice of Ameriprise Financial Services, Inc. 1308 Village Creek Drive, Suite 2000 • Plano, TX 75093 Allen: (972) 437-4720 • Merrill: (214) 613-5646 [email protected][email protected] • allengibson.com

Working with this financial advisor is not a guarantee of future financial success. Investors should conduct their own evaluation of a financial professional. Brokerage, investment and financial advisory services are made available through Ameriprise Financial Services, Inc., Member FINRA and SIPC. Some products and services may not be available in all jurisdictions or to all clients.

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2012 Five Star Wealth Managers

Inspire Financial Group

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Changing the World by Helping Our Clients Realize Their Dreams

Saving, protecting and investing assets throughout a lifetime.

Left to right: Chad Harris, two-year winner Charles E. King, Chris Conrad, Tana Barker, Clifford I. Nichols, J. Bruce Brennan, two-year winner Tyson King and Brian Hart

• Excellent service using a team-based approach • Constant communication and individual client attention • Professionals in wealth accumulation, conservation and distribution

True Blue Business — Recognized For Commitment to Clients, Employees and Community

You know that feeling you get when someone says they will do something by a certain time — and they do? Since 1997, we have focused on creating this feeling in our clients. It’s simple. We find out what our clients’ dreams are and then create a plan to help them realize those dreams. We call it the Dream Realization Plan, a customized roadmap of a five-stage journey to financial freedom. Along the way, we passionately serve our clients through monthly communications, quarterly phone calls and yearly reviews.

Inspire Financial Group, Inc.

3513 Spectrum Boulevard, Suite 200 • Richardson, TX 75082 Phone: (972) 470-0595 • Toll-free: (866) 323-9151 [email protected] • www.inspirefinancial.com

Securities Offered Through GWN Securities, Inc., Member FINRA, SIPC. GWN Securities, Inc., 11440 N Jog Rd., Palm Beach Gardens, FL 33418, (561) 472-2700. Inspire Financial Group, Inc. is not affiliated with GWN Securities, Inc.

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2012 Five Star Wealth Managers

LD Lowe Wealth Advisory Group Partnering With You to Help Fulfill Your Dreams

Financial Planning, Investment, Estate Planning

Left to right: Standing: Molly McCarthy, Shane Brewer, Ethan Bonar, three-year winner Lloyd Lowe, Sr. Seated: Cinda Lowe, Hoot and Judy Rupay

• Providing world-class service • A boutique firm with resources in every area of life • Fulfilling your dreams by utilizing our training, tenure and track record

Titles: Lloyd Lowe, Sr., Owner and Founder

Credentials: MBA in Financial Planning, RFC®, CRC®

At LD Lowe Wealth Advisory, we build a bridge to your future. There’s no cookie-cutter approach; we do it with investments and plans that are as independent and unique as you are. Whether it is having more time with those you love, retreating to that home in the islands or having the time to master any

hobby you choose, your definition of wealth and freedom counts. We invite you to read Lloyd and Ethan’s new book, “Life’s Bridges” — it is an easy-to-read blueprint to planning for the future. One-hundred percent of the proceeds go to Vogel Alcove. Learn more at www.lifesbridgesbook.com.

4809 Cole Avenue, Suite 330 • Dallas, TX 75205 Office: (972) 335-2523 • Fax: (972) 335-6335 [email protected] • www.ldloweplan.com LD Lowe Wealth Advisory. A Registered Investment Advisor.

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2012 Five Star Wealth Managers

Lee Financial Corporation Celebrating 37 Years As a Fee-Only Financial Advisor

Areas of Focus: High-Net-Worth Wealth Management

Left to right: Standing: Two-year winner Doug Jones, 2012 winner Dan Peters, three-year winner Richie Lee, 2012 winners Eddie Rodriguez and Danny Boyce; Seated: Two-year winner Dusty Wallace, three-year winners Dana Pingenot and Teresa Quinn

• Fee-only financial planning and wealth management • Dedicated advisory team • Tailored portfolio construction

Credentials: CFA®, CFP®, CLU®, MBA

Since 1975, Lee Financial has helped clients manage the diverse aspects of wealth to cultivate security, success and fulfillment. The firm’s process goes beyond advising on financial matters to helping their clients establish personal goals and manage their financial-planning needs and opportunities. LFC offers

an experienced team of portfolio managers and in-house analyst to address clients’ portfolio needs. The firm’s access to alternative investments compliments its traditional portfolios, adding an additional level of diversification.

12222 Merit Drive, Suite 1500 • Dallas, TX 75251 Office: (972) 960-1001 • Fax: (972) 404-1123 [email protected] • www.Leefin.com

Different types of investments involve varying degrees of risk. It should not be assumed that future performance of any specific investment or investment strategy, or any non-investment content, will be profitable, equal any corresponding indicated historical performance level(s), be suitable for your portfolio or individual situation, or prove successful.

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2012 Five Star Wealth Managers

Chris A. Lewis

Client Focused to Help You Succeed

Areas of Focus: Retirement Planning and Investment Strategies

Left to right: Claudia Perez Brown, three-year winner Chris A. Lewis and Ty Tran

• Unbiased financial advice • Retirement planning expertise • An integrated and comprehensive approach

Titles: President, Registered Principal

Chris A. Lewis and Claudia Perez Brown bring more than 48 experience and the values we share with our clients. The result years of combined financial experience. is a custom-tailored approach for helping you pursue your Together, we founded Lewis Brown with one goal: to help near and long-term investment goals. families preserve and achieve a financially secure future.

We are honored to have been named Five Star Wealth Our primary focus is protecting and preserving what matters Managers* for our third year, based on feedback from clients most to you. This commitment is strengthened by our and industry experts.

5700 West Plano Parkway, Suite 2300 • Plano, TX 75093 Office: (972) 755-9000 • Toll-free: (888) 551-9008 [email protected]

Securities and advisory services offered through Commonwealth Financial Network, Member FINRA/SIPC, a Registered Investment Adviser. *Five Star award recipients were nominated by either their broker/dealer or peers or were prequalified. They satisfied objective eligibility and evaluation criteria associated with providing quality services to clients. The criteria includes: active credentialed financial professional for a minimum of five years, favorable regulatory and complaint history, fulfillment of firm’s internal review, accepting new clients, client retention rates, client assets administered, number of client households, education and professional designations. No fee is paid to be included in the research or on the final list. The award is not indicative of the wealth managers’ future performance. No more than 7 percent of the wealth managers in a market receive the Five Star award. For more information please visit www.fivestarprofessional.com.

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2012 Five Star Wealth Managers

Spencer McGowan

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McGowanGroup Asset Management, Inc.

MGAM provides cash flow-based investment planning.

Left to right: Dominique Henderson, Bobby Boyce, Kathie McWhorter, two-year winner Spencer McGowan, Sandra Henderson, Vanessa Avila and Alex Tollen

• Excellence in service • Performance tracking • Timely advice and counsel

Title: President, McGowanGroup Asset Management, Inc. Credential: Certified Investment Management AnalystSM

The firm’s expertise extends across multiple investment categories: traditional safety in fixed income, high cash-flow strategies and growth with dividends. Investment strategies emphasize generating income today while preserving capital for the future.

The approach begins with an investment planning analysis to understand clients on a more personal level. Every client has a custom investment plan and detailed strategy created to meet their goals. The firm’s focus is maximizing client profits while minimizing costs and providing excellent customer service.

200 Crescent Court, Suite 657 • Dallas, TX 75201 Office: (214) 720-4400 • Toll-free: (866) 550-8008 [email protected] • www.networthradio.com

McGowanGroup Asset Management, Inc. is a Federally Registered Investment Advisory Firm utilizing Pershing LLC, a BNY Mellon Company for asset custody. Securities offered through independent firm, Spire Securities, LLC, a Registered Broker/Dealer and member FINRA/SIPC.

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2012 Five Star Wealth Managers

David E. Meadors Meadors Wealth Management Group at Morgan Stanley Smith Barney

It’s Not Just Your Money, It’s Your Life

• Holistic wealth management • Personalized client support

• Retirement, financial and estate planning David E. Meadors, Senior Vice President – Wealth Management, Senior Portfolio Director; Beth Hammans, Registered Client Service Associate; Chelsea Tobias, Senior Client Service Associate; Hilary Meadors, Senior Marketing Associate

Four-year winner David E. Meadors

David has been a financial advisor since 1994 and focuses on comprehensive wealth management strategies for individuals and institutions. He takes the time to help his clients build a life plan, so together, they can develop a supporting investment plan. It is his belief that portfolio structure is just as important as product selection in determining the appropriate asset allocation to meet the client’s financial objectives. Client reviews are also an important part of David’s process. Our areas of focus are comprehensive wealth management strategies.

Left to right: Chelsea Tobias, four-year winner David E. Meadors, Hilary Meadors and Beth Hammans

7500 Dallas Parkway, Suite 500 • Plano, TX 75024 Office: (972) 943-7256 • Toll-free: (877) 699-7017 [email protected] • www.fa.smithbarney.com/david.e.meadors © 2012 Morgan Stanley Smith Barney LLC. Member SIPC.

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2012 Five Star Wealth Managers

Robert D. Pearson

Client Centered, Goal Focused and Planning Driven

Area of Focus: Comprehensive Financial Planning

Five Star award winner Robert Pearson and Bolt

• Don’t try to time the market — look to the long term • Be an owner, not a loaner — stock is ownership, interest comes from loaned money • Stay diversified and don’t panic — fear negates rational decision making

Titles: Senior Vice President, Financial Advisor

Starting with these three financial rules, I help build portfolios. That’s simply a tool to help you realize your goals — and the portfolio should never be the end in itself. Comprehensive financial planning is my goal, and portfolio management is a primary instrument to that end.

I am convinced that all successful investing involves constantly acting toward the realization of goals, and all unsuccessful investing is based on reacting to whatever the markets happen to be doing at the moment. This is why my approach is goal focused and planning driven.

5001 Spring Valley Road • Dallas, TX 75244 Direct: (972) 774-6813 • Toll-free: (877) 392-0793 [email protected] • www.morganstanley.com/fa/robert.pearson

The views expressed herein are those of the author and do not necessarily reflect the views of Morgan Stanley Smith Barney or its affiliates. All opinions are subject to change without notice. Neither the information provided nor any opinion expressed constitutes a solicitation for the purchase or sale of any security. Past performance is no guarantee of future results. ©2012 Morgan Stanley Smith Barney LLC. Member SIPC. t e x a s m o n t h ly . c o m

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2012 Five Star Wealth Managers

Elizabeth Rivera

Bridging the Gap Between Experience and Change

Areas of Focus: LongTerm Investing in Stocks, Bonds, Mutual Funds and Insurance

• 29 years of experience in the financial world • Helping clients to recognize and accomplish goals • Dedicated to clients’ concerns and needs

Titles: Vice President, Financial Advisor

My reputation has been built on integrity, personal Inc., TACA Inc., Hearts and Hands Alliance, East Dallas Chamber responsibility and, above all, the belief that clients are top of Commerce and Addison Chamber of Commerce. I enjoy priority. Being involved in the community is also important helping my clients and their families in this changing world. to me. My board memberships have included Theatre Three,

8333 Douglas Avenue, Suite 400 • Dallas, TX 75225 Office: (214) 987-5274 [email protected] Southwest Securities, Inc. Member: NYSE/FINRA/SIPC.

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2012 Five Star Wealth Managers

Craig C. Rogers

Collaborative Wealth Management for Affluent Clients

Wealth enhancement, protection and transfer solutions for families

Left to right: Standing: Bill Harrell, Bill Rush, Todd Thompson, Matt Lankford, Rick Wilkinson Seated: Dale C. Rogers, four-year winner Craig C. Rogers

• Expertise: access to the brightest minds in academia and finance • Partnership: mutually beneficial relationships where values are aligned • Discipline: processes to uncover and achieve the goals of our clients

Titles: President, COO

Credential: CEFEX (Centre for Fiduciary Excellence) Investment Advisor Certification

Through our collaborative wealth management process, we ensure smart decisions are made regardless of market conditions. Investment plans are designed to achieve what is most important and are updated as life changes. In trying to “win the losers game” and achieve what is most important to our clients, we communicate and measure progress on a regular basis.

Client approach: Work closely with clients who share our values. Philosophy: Make a significant impact in our clients’ lives.

Best advice I ever got … Do for clients as you’d do for your own mother. When I am not at work … I’m with my family coaching youth sports.

1330 Summit Avenue • Fort Worth, TX 76102 Toll-free: (866) 476-4377 • Office: (817) 334-0351 [email protected] • www.rogerswealthgroup.com Rogers Wealth Group is an independent fee-only Registered Investment Advisor.

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Expertise, Experience, Integrity and Independence

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2012 Five Star Wealth Managers

The Team at Elite Financial Management

Areas of Focus: Financial Planning, Retirement, Income Tax Planning

Left to right: Allison Burdette, Amulet Wang, Courtney Preuit, Tyler Kelly, Matthew Welsh, Jamie Leach and two-year winner William “Bill” Dendy

• Comprehensive investment, tax, estate and insurance plan • Offers sound, unbiased advisory coupled with superb personal service • Steadfast belief in the importance of the client-partnership approach

Credentials: JD, MBA, CPA, PFS, CFP®, CLU®

“The Elite Financial Management team is educated and the CERTIFIED FINANCIAL PLANNER™ credential, Professional Financial experienced, and the quality of the team is what makes us so Specialist and Chartered Life Underwriter® designations. He special,” says Five Star award winner William “Bill” Dendy. teaches classes for financial industry professionals and is a Bill has helped people build investment portfolios for more member of Mensa, the high IQ society.

than 20 years and leads a team of advisors with offices in Bill is quick to point out that his success is a team effort, and Dallas, Irving and Midland. they deserve much of the credit. Elite Financial Management Dedicated to offering comprehensive services, Bill earned a welcomes the opportunity for new clients and offers JD and MBA at Southern Methodist University and has earned complimentary first appointments.

Elite Financial Management

5420 LBJ Freeway, Suite 275 • Dallas, TX 75240 Office: (214) 239-4715 [email protected] • www.elitefinancialmanagement.com

Securities and advisory services offered through LPL Financial. A Registered Investment Advisor. Member FINRA/SIPC.

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2012 Five Star Wealth Managers

Gail Utter

Building Confidence With Insight, Education and Concierge Service

Areas of Focus: Retirement Planning, Investment Planning, Tax-Free/Taxable Income

Left to right: Standing: Callie Wynn, Jamie Greene and Natalie Brookins Seated: Three-year winner Gail Utter

• Named to Barron’s Top 1,000 Financial Advisors for fourth consecutive year • Named to Barron’s Top 100 Women Financial Advisors for fourth consecutive year • Four-step forecasting model

Title: Managing Director – Investments Credentials: MBA, CRPC®

Comprehensive wealth planning begins by listening to you. Once we understand your unique aspirations, we provide you with sound financial options appropriate for your circumstances and your comfort level. With a wide array of objective resources, we offer both a tactical and strategic approach to near and long-term results. Utter Financial Group of Wells Fargo Advisors provides consistent, yet customized

communication, believing that informed clients are good decision-makers. Our concierge service earns us rave reviews from those we serve. In addition to Gail Utter, the Utter Financial Group includes Callie Wynn, Financial Advisor, Natalie Brookins, Senior Registered Client Associate and Jamie Greene, Client Associate.

Utter Financial Group of Wells Fargo Advisors, LLC 2027 Texoma Parkway • Sherman, TX 75090 Office: (903) 893-6227 • Toll-free: (800) 876-8221 [email protected] • www.utterfinancial.wfadv.com

Rankings for Barron’s Top 1,000 Advisors are generally based on data provided by over 4,000 of the nation’s most productive advisors. Factors considered: Assets under management, revenues, regulatory record, quality of practice and philanthropic work. Portfolio performance not explicit component. Barron’s Top 100 Women Financial Advisors criteria was based on quantitative criteria as well as by examining regulatory records and talking with peers, supervisors, clients and the advisors themselves. Portfolio performance is not a criterion, because most advisors do not have audited track records. Advisor selection is not reflective of individual client satisfaction or future performance. Please see the introduction section for important information on the scope of the award and the Five Star selection process. Wells Fargo Advisors, LLC, Member SIPC. [CAR 0612-00463]. t e x a s m o n t h ly . c o m

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Located at the American National Bank of Texas

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2012 Five Star Wealth Managers

Wealth Management Group

Resources Experience Confidence

Left to right: Two-year winners Tim Wilson, Cheryl Sutter, Joseph Logsdon; Kathy Howe, two-year winner George Warner; 2012 winner Jennifer George-Smith, Daniel Finch and Jack Tyler

• Independent consulting and advice • More than 130 years of experience • Serving north Texas

Credentials: AEP®, AIFA®, CERTIFIED FINANCIAL PLANNER™, CEP®, CFS®, ChFC®, CRCP®, CTFA, RFC®

With a commitment to exceptional service, we build lifelong relationships by pursuing a focus on the financial planning process to ensure the advice provided addresses the needs and expectations of our clients. From retirement to business

succession planning, we have the resources to address your needs. Recognized as a Top 25 Largest Wealth Management Company three years in a row by Dallas Business Journal.*

1010 West Ralph Hall Parkway, Suite 112 • Rockwall, TX 75032 Office: (214) 863-6074 www.anbwealthmanagement.com

*Ranked by value assets under management locally as of December 31st, 2009, 2010 and 2011. Securities offered through LPL Financial, Member FINRA/SIPC. Insurance products offered through LPL Financial or its licensed affiliates. Advisory services offered through LPL Financial, a Registered Investment Advisor.

Not FDIC Insured

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May Lose Value

Not a Deposit

Not Insured by Any Federal Government Agency

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• Providing high-net-worth clients and companies advice to build, maintain, preserve and transition wealth

• First-class service built upon a foundation of trust

Left to right: Three-year winner Mischelle Copeland, two-year winner Lorie Gebbie and Nicole Horton

Mischelle Copeland, First Vice President – Investments Lorie Gebbie, First Vice President – Investments Nicole Horton, Financial Advisor

Thank you to our clients and professionals for making this recognition possible yet again! We are truly humbled by the trust, loyalty and confidence over the years.

We have built a reputation on our service. With more than 65 years of combined experience, our team provides institutional asset management and multigenerational wealth management services for individuals, families and businesses. We offer a dedicated team approach, listening to each client’s needs to develop personalized and customized investment plans. Our goal is to create lifelong client relationships built on a foundation of trust and client satisfaction.

420 Throckmorton Street, Suite 1000 • Ft. Worth, TX 76102 8115 Preston Road, Suite 300 • Dallas, TX 75225 Main: (817) 302-1456 • Toll-free: (800) 288-1401 www.copelandgebbiehorton.wfadv.com

Advisor selection is not reflective of individual client satisfaction or future performance. Please see the introduction section for important information on the scope of the award and the Five Star selection process. Wells Fargo Advisors, LLC, Member SIPC. [CAR 0612-01128].

Steve Cotton and Clint Adams Relationships Built on Trust

• Independent, objective advice • Tailored investment strategies • Highly personalized service

Left to right: Kelly Tucker, three-year winners Steve Cotton and Clint Adams

Cotton-Adams Financial Group provides personal, family and career financial planning services, wealth transfer and investment strategies for individuals and organizations. We focus on our clients' needs first and let that drive us to the right planning and investment strategies. In our practice, managing risk and achieving growth are equally important objectives. Together, we bring 24 years of valuable experience helping clients pursue their financial goals and dreams.

Steve Cotton Clint Adams, CERTIFIED FINANCIAL PLANNER™ Managing Partners, Financial Advisors

13601 Preston Road, Suite 620E Dallas, TX 75240 Office: (214) 446-0977 [email protected] [email protected]

Securities and Financial Planning offered through LPL Financial, a Registered Investment Advisor. Member FINRA/SIPC.

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2012 Five Star Wealth Managers

Copeland and Gebbie

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2012 Five Star Wealth Managers

Stephen A. Engro

Our Goal Is to Make Sophisticated Investing Simple!

• Simplify the complexities of investing

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• 4-Dimensional Investing approach MBA, Duke University

B.A., University of Notre Dame

Our Approach:

At Beacon Financial Group, we follow a disciplined approach that identifies longterm trends to establish an efficient (less volatile) and effective (preservation and growth oriented) investment strategy. Simply put, we pursue preservation and growth for our clients but not at the expense of unnecessary volatility. We call this approach 4-Dimensional Investing.

17300 Preston Road, Suite 120 Dallas, TX 75252

Toll-free: (800) 201-4373 • Office: (972) 726-9888 [email protected] • www.beaconfg.com

Securities offered through NFP Securities, Inc. (NFPSI), member FINRA/SIPC. Investment Advisory Services offered through NFPSI or Beacon Financial Group. Beacon Financial Group and NFPSI are affiliated. Neither firm is affiliated with Five Star Professional.

Gerald L. Ray & Associates, Ltd. Investment Advisors Building Wealth One Portfolio at a Time®

• Investment management since 1977 • 401(k) and bookkeeping services • Customized portfolios

Left to right: Seated: Five Star award winners Gerald L. Ray and Joseph H. Ray; Standing: Michael R. Beck and Michael H. Kane

Gerald L. Ray & Associates, Ltd. is a registered investment advisory firm* located in Dallas, Texas. We specialize in managing money for individuals, families and institutions. We also provide 401(k) and bookkeeping services. We take a longterm view of the market and work with our clients to maximize their investment opportunities. Our mission is to build and protect the wealth of our clientele by combining unmatched personal service with proven investment strategies.

Titles: Gerald L. Ray, CFA, Founder and Chairman; Joseph Ray, President; Michael Beck, Executive Vice President; Michael Kane, CFA, Executive Vice President

Gerald L. Ray & Associates, Ltd.

1445 Ross Avenue, Suite 5600 • Dallas, TX 75202 Phone: (214) 954-1900 [email protected] • www.geraldray.com

*Registration does not imply a certain level of skill or training.

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Common Sense. Uncommon Insight. (And a Lot of Fun.)

• Exemplary personal service

• Held to a higher standard of care

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• Advanced planning beyond investments

Left to right: Dave Ragan, two-year winner Ricky Grunden, Ashley Smith

Grunden Financial Advisory, Inc. is a wealth management firm dedicated to helping our clients maintain the life they want to live. Our goal is straightforward: to deeply understand our clients, then provide well-thought-out financial solutions in a simple and understandable way. From our office in Denton, Texas, we are proud to serve discerning clients in the DFW area and beyond.

Ricky, CFP®, Accredited Fiduciary Dave, CFP®, Adjunct Professor

2516 Lillian Miller, Suite 110 Denton, TX 76210

Phone: (940) 591-9007 • Toll-free: (877) 305-4774

Areas of focus: wealth management, financial planning, investment management.

[email protected] www.grunden.com

Grunden Financial Advisory, Inc. is an independent Registered Investment Advisor (RIA) with the Securities and Exchange Commission (SEC). Please refer to the introduction section for important information on the selection process. All investments involve risk, and past results are no indication of future performance.

Gary N. Holland Investment Strategies for Today's Changing World

• The client always comes first

• Independent, unbiased advice

• Traditional and alternative asset strategies

B.S. in Economics, The Wharton School of Finance, 1980 Chase Manhattan Bank, Credit Analyst Program, 1981

We take the responsibility of managing our clients’ life savings very seriously, and therefore our sole focus is investment management. We believe that only firms that are 100-percent devoted to the investment markets will be able to prosper in today’s increasingly complex global markets. We diversify client portfolios using traditional asset classes such as stocks and bonds as well as less-correlated alternative asset classes such as gold, currencies, real estate and commodities. We believe this is essential, because the foundations of the existing international monetary system are shifting under the strain of the global sovereign debt crisis.

512 Main Street, Suite 202 Fort Worth, TX 76102 Office: (817) 698-9800 • Toll-free: (866) 699-9800 [email protected] • www.hollandim.com

Holland Investment Management is a Registered Investment Adviser. Advisory services are only offered to clients or prospective clients where Holland Investment Management and its representatives are properly licensed or exempt from licensure. Past performance is no guarantee of future returns. Investing involves risk. Securities offered through LPL Financial, Member FINRA/SIPC.

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2012 Five Star Wealth Managers

Grunden Financial Advisory Team

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2012 Five Star Wealth Managers

Randy M. Matthews A Foundation of Trust

• Comprehensive investment strategies • Solutions tailored to specific needs

• Advice free from corporate agendas Titles: President, Managing Principal Credentials: CRPC®, MBA

Thank you again to my fellow financial professionals who made this recognition possible. It is an incredible and humbling honor to be among the top four percent of north Texas wealth managers for the fourth consecutive year. I measure my success solely by the satisfaction of those I serve. I am honored to help my clients through their personal and professional financial endeavors, and I look forward to continued success with them in the future.

6688 North Central Expressway, Suite 1000 Dallas, TX 75206 Office: (214) 363-4584

[email protected] www.matthewswealthmanagement.com

Securities and Advisory services offered through LPL Financial, a Registered Investment Advisor. Member FINRA/SIPC.

Jamie Richardson

Trusted Advice • Exceptional Service

• Comprehensive wealth management

• Independent, unbiased and objective advice • Risk management and tax-savings strategies

Areas of Focus: Business Owners, Retirees, Executives and Physicians Credential: Chartered Retirement Planning CounselorSM

As a client of Jamie’s, you can be sure his concern is your financial well-being. As a registered Raymond James advisor with ViewPoint Investment Group, he has the freedom to make recommendations based solely on your specific needs and provides you access to the full resources and expertise of a highly respected financial services firm.

Raymond James Financial Services, Inc.

1309 West 15th Street, Suite 400 • Plano, TX 75075 Office: (972) 398-3472 [email protected] viewpointbank.com/invest

Securities offered through Raymond James Financial Services, Inc. Member FINRA/SIPC, an independent broker/dealer, and are not insured by bank insurance, the FDIC or any other government agency, are not deposits or obligations of the bank, are not guaranteed by the bank and are subject to risks, including the possible loss of principal. ViewPoint Investment Group and ViewPoint Bank are independent of Raymond James Financial Services, Inc.

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Addressing Your Needs

• 24 years in the business • Portfolio manager

• Great customer service

Left to right: Ellen Daniel, four-year winner Charles Romig, T. Ray Baker and Sonya Prince

Charles Romig, Senior Vice President – Investments, Financial Advisor, Financial Planning Specialist; Ellen Daniel, Sr. Registered Associate; T. Ray Baker, Branch Manager; Sonya Prince, Sr. Client Service Associate

Charles "Chip" Romig formed the Blackshear Group at Morgan Stanley Smith Barney to assist clients in diversifying their assets to meet their long-term goals. Bonds, stocks and real estate are all major considerations in forming a client's asset allocation. T. Ray Baker, Branch Manager, said, "We are proud that Chip is one of approximately 130 consecutive four-year Five Star winners out of more than 20,000 wealth managers in the DFW complex."

7500 Dallas Parkway, Suite 500 Plano, TX 75024 Office: (972) 943-7220

[email protected]

© 2012 Morgan Stanley Smith Barney LLC. Member SIPC.

Barbara Saunders Stepping Clients Toward Financial Freedom

• More than 27 years of experience

• Comprehensive financial planning • Customized investment strategies

Areas of Focus: Financial Planning and Wealth Management Credential: CERTIFIED FINANCIAL PLANNER™

Saunders & Associates provides comprehensive financial life-planning services by interacting with clients to define their goals, objectives, values and risk tolerance. We are able to implement unbiased investment recommendations based upon the integrity and objectivity that comes from having a written financial plan that is absent of proprietary product recommendations. For more information about our services, please visit our website.

Saunders & Associates

2281 Olympia Drive, Suite 100 • Flower Mound, TX 75028 Office: (972) 724-9644 [email protected] www.SaundersFinancialManagement.com

Security and Advisory services offered through LPL Financial, Member FINRA/SIPC.

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2012 Five Star Wealth Managers

Charles Romig

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2012 Five Star Wealth Managers

Snow Garrett Wealth Management Team You Have a Future With Us!

• More than 30 years' experience

• Comprehensive financial planning • Customized investment strategies Titles: Wealth Advisors Credentials: CFP®, CPA, PFS

Left to right: Brandon W. Garrett, four-year winner Wayne Garrett, Gary D. Snow

Snow Garrett Wealth Management is a full-service financial and investment management firm with clients throughout Texas and several other states. As independent financial advisors with LPL Financial, Snow Garrett Wealth Management offers clients access to an assortment of unbiased, quality, nonproprietary investment strategies and provides a total holistic financialplanning process.

1207 Santa Fe Drive Weatherford, TX 76086 Phone: (817) 596-9301 [email protected] www.sg-wealth.com

Securities, Financial Planning and Advisory Services offered through LPL Financial, a Registered Investment Advisor. Member: FINRA/SIPC.

Eric Wolfe, James Lehman, Clint Wammack

Committed Care With Quality Advice

• Comprehensive financial planning approach • Retirement income strategies

• Estate and wealth protection planning strategies

Left to right: Four-year winner Eric Wolfe, 2012 winner James Lehman, 2012 winner Clint Wammack

Wolfe, Lehman, Wammack & Associates, a financial advisory practice of Ameriprise Financial Services, Inc.

Five Star award winners:

2009, 2010, 2011 and 2012 winner Eric E. Wolfe, CFP®, ChFC®, CLU®. 2012 winner James A. Lehman, CRPC®, AAMS®. 2012 winner Clint W. Wammack, CFP®, CRPC®.

As Ameriprise Financial advisors, we’ll work with you to find the solutions to help manage your growing financial complexity.

305B W Spring Creek Pkwy., Ste. 300 • Plano, TX 75023 Office: (972) 372-2905

[email protected] • ameripriseadvisors.com/eric.e.wolfe [email protected] • ameripriseadvisors.com/james.a.lehman [email protected] • ameripriseadvisors.com/clint.w.wammack

Investors should conduct their own evaluation of a financial professional as working with a financial advisor is not a guarantee of future financial success. Brokerage, investment and financial advisory services are made available through Ameriprise Financial Services, Inc., Member FINRA and SIPC. Some products and services may not be available in all jurisdictions or to all clients.

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Christopher C. Fess

Fess Financial

2595 Dallas Pkwy., Ste. 100-A Frisco, TX 75034

[email protected]

www.berry-flemingfs.com

Educate • Guide • Counsel • Service

• Comprehensive wealth management • Personalized lifetime income planning • Providing quality financial planning since 1997

Office: (972) 377-9070 Toll-free: (888) 377-9070 www.FessFinancial.com

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920 Whitehead Dr. Granbury, TX 76048 Office: (817) 573-9595 Toll-free: (800) 880-9594

Strategic Retirement Planning

• Chartered Financial Consultant • Charted Advisor for Senior Living • Chartered Life Underwriter®

Credential: CERTIFIED FINANCIAL PLANNER™

Financial Planning, Legacy Planning and Investment Management

We use a comprehensive, consultative process that uncovers investors' specific needs, goals, dreams and objectives, and integrates them into their complete financial plan. Along the way, we will work with a network of professional advisors to help our clients make informed decisions that will help them achieve everything that is most important to them.

Fess Financial’s primary goal is to assist people 50 and older in accomplishing their retirement income goals. Working with clients in face-to-face "retirement strategy sessions" really does make a difference. Together, every aspect of retirement finances are reviewed and optimized. This provides the best opportunity for clients to achieve some of the greatest retirement dreams possible.

Securities offered through Raymond James Financial Services, Inc. Member FINRA/SIPC.

Securities and Investment Advisory Services offered through KCD Financial, Inc. Member FINRA and SIPC.

Pamela S. Gothard

Armor Wealth Management

Wells Fargo Advisors, LLC

14785 Preston Rd. Dallas, TX 75254

8115 Preston Rd., Ste. 300 Dallas, TX 75225

Phone: (972) 980-9600, Ext. 208

Office: (214) 373-2739 Toll-free: (800) 527-1320

[email protected] www.franniegardner.com

Unlock Your Life’s Possibilities

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Frances Gardner

[email protected]

home.wellsfargoadvisors.com/pamelagothard

Focused on Your Financial Health

• Unique planning approach • Diversified financial services • Customized solutions to meet your goals

• Generations of long-term relationships • Thoughtful guidance and superior service • Unbiased and objective advice

Specializing in comprehensive retirement planning

First Vice President – Investments

Credentials: CFP®, CDFA™, CFEd®

My unique life-cycle planning approach assures clients that my firm will be with them throughout their lives to address their changing financial needs. Registered representative of and securities and investment advisory services offered through Hornor, Townsend & Kent, Inc. (HTK), Registered Investment Advisor, Member FINRA/SIPC. Armor Wealth Management is independent of HTK. 16479 Dallas Parkway, Suite 850, Addison, TX 75001, (469) 737-4000. A2RB-0618-02E2

I am honored to have been selected for this award for the second year in a row. It is a blessing to have had the opportunity to make a difference in the lives of my clients and their families for more than 31 years. Helping them to achieve their financial goals, guiding them through the many changes that life brings and helping them secure long-term financial independence gives me great satisfaction in life. Advisor selection is not reflective of individual client satisfaction or future performance. Please see the introduction section for important information on the scope of the award and the Five Star selection process. Wells Fargo Advisors, LLC, Member SIPC. [CAR 0612-01330]. t e x a s m o n t h ly . c o m

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2012 Five Star Wealth Managers

Michelle Berry

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2012 Five Star Wealth Managers

Robert L. Hrnicek

Les Jackson

Jackson Investment Associates 6635 La Cosa Dr. Dallas, TX 75248

13455 Noel Rd., Ste. 1800 Dallas, TX 75240 Office: (972) 450-6638 Toll-free: (800) 999-1942 [email protected]

Office: (972) 720-1930 Fax: (972) 720-8167

[email protected]

www.fa.smithbarney.com/robhrnicek

Simplifying Your Financial Life

Trusted Experienced Advisor

• Wealth accumulation and protection • 401(k) rollovers, IRAs • Expertise in maximizing retirement income

Titles: Vice President, Financial Advisor

Title: President

Credential: CERTIFIED FINANCIAL PLANNER™

Credentials: IAR, RR

I focus on keeping things clear and simple, so you’ll understand exactly what we’re doing to plan for your financial future. If you’re like many of my clients, you’re trying to do the right things financially for yourself and your family, but you may not have the time or interest to monitor markets and adjust your portfolio. I pride myself on making a difference in the lives of my clients by helping them fulfill their most important financial goals.

I have been managing money and offering insurance products for more than 27 years. My experience in investment products and insurance products including auto, home, health and life, allows me to offer my clients a comprehensive and convenient solution to all their financial needs. I am honored to be named a Five Star Wealth Manager, and I would like to sincerely thank my clients for their continued trust and confidence.

© 2012 Morgan Stanley Smith Barney LLC. Member SIPC.

Securities and Advisory services offered through SWS Financial Services, Inc. 1201 Elm Street, Suite 3500, Dallas, TX 75270. (800) 562-8041. Member: FINRA and SIPC.

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• Do you need help planning for retirement? • Retired and needing help planning your income? • How about funding your family’s education?

David P. James

Jan Mohamed

100 Ave. A Palestine, TX 75801 Office: (903) 729-7070 [email protected] www.JamesFinancialGroup.net

5210 McKinney Ave., 3rd Fl. Dallas, TX 75205 Phone: (214) 525-7500 [email protected]

Honesty • Integrity • Knowledge

Live for Today • Plan for Tomorrow

• CERTIFIED FINANCIAL PLANNER™ • Accredited Investment Fiduciary® • Registered Financial Principal

• Leadership through unique proprietary processes • Relationships that last a lifetime • Creative income and estate tax strategies

Focus: Comprehensive Wealth and Financial Planning

Areas of Focus: Estate Planning and Wealth Management

Designations: CFP®, AIF®

Credentials: CERTIFIED FINANCIAL PLANNER™, ChFC®, CLU®, AEP®

We thank our clients, peers and Five Star Professional for this unique recognition. At James Financial Group, we strive to build genuine relationships with our select number of high-net-worth clients. Our focus is on building time-tested plans, implementing the plans and monitoring the results with exceptional, personalized attention and service.

The decisions you make today shape your future and the future of your family. Those decisions should be informed and thoughtful — your deepest dreams realized. Our process, starting with the Family Wealth Diagnostic, is designed to keep you fully engaged in the experience and satisfied with the results.

Securities and Financial Planning offered through LPL Financial, A Registered Investment Advisor, Member FINRA/SIPC.

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Securities and investment advisory services offered through Brokers International Financial Services, LLC, Panora, Iowa. Member FINRA/SIPC. Brokers International Financial Services, LLC and ConfidentVision are not affiliated companies.

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Jeff Rasco

Rasco & Rasco, P.C.

112 SW Thomas St., Ste. 100 Burleson, TX 76028

home.wellsfargoadvisors.com/Brian.Payne

Personalized Investment Management

Office: (817) 295-2202

jeff[email protected] www.rascocpa.com

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13355 Noel Rd., Ste. 1500 Dallas, TX 75240 Office: (972) 728-3123 Cell: (972) 341-1000 [email protected]

Golden-Rule Financial Advice

• More than 20 years of experience • Multigenerational investment planning • Catering to high-net-worth families

• Helping minimize taxes and preserve wealth • Building strategies to produce income • Providing financial coaching

Titles: Assistant Branch Manager, Vice President – Investments

CPA, Registered Representative, BBA Baylor

Credential: 2012 WFA Premier Advisor

Member AICPA and TSCPA

I am honored to have been chosen as a Five Star Wealth Manager. Throughout my 20-year career, I have enjoyed working closely with my clients in the design, implementation and ongoing assessment of their personalized investment plan.

Trusted financial services combined with tax expertise.

Advisor selection is not reflective of individual client satisfaction or future performance. Please see the introduction section for important information on the scope of the award and the Five Star selection process. Wells Fargo Advisors, LLC, Member SIPC. [CAR 0612-01680]. The Premier Advisors designation is held by a select group of Financial Advisors within Wells Fargo Advisors and reflects a high level of professional achievement based on many factors including production.

Mark Robinson

Jeff Rasco, Registered Representative, Securities offered through H.D. Vest Investment ServicesSM, Member SIPC, 6333 North State Highway 161, Fourth Floor, Irving, TX 75038, (972) 870-6000. Rasco & Rasco, P.C. is not a registered broker/dealer or independent investment advisory firm.

Robert A. Silvestri

The Watchman Group 5045 Lorimar Dr., Ste. 200 Plano, TX 75093 Phone: (469) 241-0122

[email protected] www.watchmangroup.com

5001 Spring Valley Rd., Ste. 900 W Dallas, TX 75244 Direct: (972) 774-6556 Toll-free: (800) 366-9194 [email protected] fa.morganstanleyindividual.com/robert.silvestri

Sensible Approach. Independent Advice.

Providing a Comprehensive Strategy

• Operates under a fiduciary standard of care • Customized investment portfolios • Independent, unbiased and objective advice

• Detailed financial planning • Preservation of wealth • Dedicated to client satisfaction

Areas of Focus: Investment Management and Retirement Planning

Titles: Vice President, Financial Advisor

Five Star award winner from 2009 – 2012

For the past 18 years, Mark has worked to educate his clients about the investment and retirement plan process. Using a disciplined and high-quality approach, every portfolio is built to suit each client’s goals while closely monitoring the balance between risk and return. As an independent Registered Investment Advisor with fiduciary responsibilities, loyalty and professionalism are at the core of his business. The Watchman Group, Inc. is a fee-only SEC-Registered Investment Advisor.

As your financial advisor, I can help you define and strive to meet your goals. By delivering a detailed financial analysis of your current situation, we can create a portfolio that will match your risk tolerances and, at the same time, help you achieve your dreams. I will provide the most seasoned investment professionals on a premier execution platform and a full spectrum of investment choices. © 2012 Morgan Stanley Smith Barney LLC. Member SIPC.

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2012 Five Star Wealth Managers

Brian K. Payne

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2012 Five Star Wealth Managers

W. Philip Smiley

Mark S. Stegman

1401 Precinct Line Rd. Hurst, TX 76053 Office: (817) 591-8027 Toll-free: (877) 591-8027 [email protected]

3333 Premier Dr., Ste. 100 Plano, TX 75023 Direct: (972) 543-4850 [email protected]

ameripriseadvisors.com/mark.s.stegman

ameripriseadvisors.com/william.p.smiley

Wholistic Planning

Financial Advice Aligned With Client Objectives

• Comprehensive financial planning and advice • Retirement planning • Retirement income solutions

• Disciplined approach to financial planning • Personalized and ongoing client service • Strategic and comprehensive solutions

Titles: Financial Advisor, Chartered Retirement Planning CounselorSM

Title: Financial Advisor

Nineteen years of experience

Credential: CFP®

Dreams don't just happen. They take planning. Since 1994, my team and I have helped our clients achieve their goals and dreams by the development of a comprehensive financial plan and the ongoing tracking of their progress, maneuvering through the "speed bumps" life presents. We call our unique process: Dream > Plan > Track >®. Investors should conduct their own evaluation of a financial professional as working with a financial advisor is not a guarantee of future financial success. Brokerage, investment and financial advisory services are made available through Ameriprise Financial Services, Inc., Member FINRA and SIPC. Some products and services may not be available in all jurisdictions or to all clients. © 2012 Ameriprise Financial, Inc., All rights reserved. 138964ACMR0612.

I believe success should be measured not just by your financial wellbeing, but by how confident you feel about your future. My mission is to help you reach your financial goals through a personal relationship based on knowledgeable advice tailored to your individual needs. My efforts are designed to support you achieving your goals and to help give you confidence regarding your financial future. Investors should conduct their own evaluation of a financial professional as working with a financial advisor is not a guarantee of future financial success. Brokerage, investment and financial advisory services are made available through Ameriprise Financial Services, Inc., Member FINRA and SIPC. Some products and services may not be available in all jurisdictions or to all clients.

Eric J. Vincent

Norman C. Williams

1650 S FM 51, Ste. 1000 Decatur, TX 76234 Toll-free: (800) 903-8658 Office: (940) 627-6111 [email protected] www.Vincent-Wealth.com

312 Harwood Rd. Bedford, TX 76021

Solid, Dependable Financial Advice

Phone: (817) 686-4800 [email protected] www.normanwilliamsandcos.com

Estate and Financial Planning

• Client portfolio management • Asset diversification/protection strategies • Wealth accumulation strategies

• Annuities and long-term care insurance • Rollovers for IRAs and other retirement plans • Tax-free retirement planning

LPL Registered Principal, LPL Financial Advisor

Titles: President, Owner

Wealth Management/Accumulation

Credentials: CSA, SRES

From retirement planning to wealth accumulation, the enormous amount of information available to investors today means the big picture can be a bit overwhelming. My goal is to assist clients in achieving financial confidence, so they can focus on things that give their life true meaning and purpose. As an independent wealth advisor, I can help bring your investment goals into focus and design a portfolio to help meet your financial needs, now and in the future.

I've developed many long-term relationships with my clients, built on honesty, integrity and trust. That will always be my goal! Titles: Licensed Insurance Agent, Registered Financial Consultant, Certified Annuity Advisor, Member of the Better Business Bureau, Member of the Texas PTA, Member of the National Ethics Bureau, Paralegal, Licensed Real Estate Broker and Mortgage Broker.

Securities and Advisory Services offered through LPL Financial, a Registered Investment Advisor. Member FINRA/SIPC.

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My goal as a managing partner and employee of Thrivent Financial for 23 years is to support communities by helping people be wise with their money and to inspire them to live generously.

Securities and investment advisory services are offered through Thrivent Investment Management Inc., 625 Fourth Ave. S, Minneapolis, MN 55415, a FINRA and SIPC member and a wholly owned subsidiary of Thrivent Financial for Lutherans. For additional important disclosure information, please visit thrivent.com/disclosures. 518312.

Jason A. Bottenfield

RLBingham Financial Group An Office of MetLife 6850 Manhattan Blvd., Ste. 100 Fort Worth, TX 76120 Phone: (817) 492-8100 [email protected]

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222 W Las Colinas Blvd., Ste. 845E Irving, TX 75039 Phone: (866) 641-2900 [email protected] Thrivent.com

Ricky Lee Bingham

5950 Berkshire Ln., Ste. 600 Dallas, TX 75225 Office: (214) 696-7183 [email protected]

fa.smithbarney.com/parkcitiesgroup

www.rickyleebingham.metlife.com

CERTIFIED FINANCIAL PLANNER™, Financial Advisor

Sr. Financial Services Executive, Financial Advisor

Ricky specializes in helping clients protect and grow their assets, so they can maintain a comfortable, secure lifestyle in retirement. His approach includes defining your personal goals and developing a strategy to help you achieve those goals. Securities and investment advisory services offered by MetLife Securities Inc., (MSI) (member FINRA/SIPC), a registered investment advisor. Metropolitan Life Insurance Company (MLIC), New York, NY. MSI and MLIC are MetLife companies. L0612262258[exp 0713][TX].

Jason works specifically with individuals who are experiencing a financial transition due to employment issues or divorce. Whether sudden or planned, Jason establishes a financial plan of action and implements that plan using his background as a CFP® professional. © 2012 Morgan Stanley Smith Barney LLC. Member SIPC.

Grover C. Brillhart II

Bradley S. Burnfield

Raymond Clark

14785 Preston Rd., Ste. 175 Dallas, TX 75254 Office: (972) 980-9600, Ext. 217 Cell: (214) 789-9600 [email protected] www.groverbrillhart.com

5409 Acton Hwy., Ste. 100 Granbury, TX 76049 Office: (817) 326-1234 [email protected]

260 N Denton Tap Rd., Ste. 270 Coppell, TX 75019 Office: (972) 393-7393 [email protected]

CFP®, ChFC®, Financial Advisor

Grover Brillhart is associated with ARMOR Wealth Management, located in north Dallas. He has been actively involved as a financial advisor for more than 15 years, his church for more than 25 years and local school district for 17 years.

A relationship for real life, providing personalized advice, professional service and the investment guidance that successful Americans desire.

Registered Representative of, and Securities and Investment Advisory Services offered through, Hornor, Townsend & Kent, Inc., a Registered Investment Advisor, Member FINRA/SIPC. ARMOR Wealth Management is independent of Hornor Townsend & Kent, Inc. Headquarters: 16479 Dallas Pkwy., Ste. 850, Addison, TX 75001, 469-737-4000. A2RB-0618-03E2.

Investors should conduct their own evaluation of a financial professional as working with a financial advisor is not a guarantee of future financial success. Ameriprise Financial Services, Inc., Member FINRA and SIPC.

Financial Advisor, CERTIFIED FINANCIAL PLANNER™ practitioner

I help clients identify and reach their dreams, while protecting their loved ones from the rainy days that occur in everyone’s lives. I focus on how planning and investing can help you bring your dreams and goals more within reach. Investors should conduct their own evaluation of a financial professional as working with a financial advisor is not a guarantee of future financial success. Ameriprise Financial Services, Inc., Member FINRA and SIPC. 138598ACMR0612.

Mark K. Duckworth

Lori Eads

Diesslin & Associates, Inc. 303 Main St., Ste. 200 Fort Worth, TX 76102 Phone: (817) 332-6122 [email protected] www.diesslin.com

5001 Spring Valley Rd., Ste. 900 W Dallas, TX 75244 Direct: (972) 774-6673 Toll-free: (800) 366-9194 [email protected]

BGEM+D 1202 Richardson Dr., Ste. 203 Richardson, TX 75080 Office: (972) 231-2503 [email protected] www.taxsmart.com

CFP®, MBA

A nationally recognized fee-only advisor. He enjoys helping clients deal with their opportunities and challenges.

Financial Advisor

Mark takes great pride in helping his clients with their unique retirement, investment and financial planning goals, utilizing a clientfocused/value-driven approach where trust is at the center of all relationships. Visit www. morganstanley.com/fa/mark.duckworth for more information. © 2012 Morgan Stanley Smith Barney LLC. Member SIPC.

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David Diesslin

Shareholder

BGEM+D is committed to helping you achieve your financial plan, with your goals in mind. The tax ramifications of every decision are considered, because we are a CPA firm. Estate and tax planning are an integral part of the plan, not an afterthought. Bland Garvey Eads Medlock + Deppe, P.C. is a Certified Public Accounting firm licensed to practice in Texas.

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2012 Five Star Wealth Managers

Marvin Allensworth

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Andy Evans

2400 Dallas Pkwy., Ste. 100 Plano, TX 75093 Office: (972) 473-5977 Cell: (214) 418-7744 [email protected]

ameripriseadvisors.com/joann.m.eubank

Credentials: CFP®, CDFA™

My approach: as an Ameriprise financial advisor, I believe success should be measured not just by your financial well-being, but by how confident you feel about your future. My mission is to help you reach your financial goals through a personal relationship. Investors should conduct their own evaluation of a financial professional as working with a financial advisor is not a guarantee of future financial success. Ameriprise Financial Services, Inc., Member FINRA and SIPC.

For more than 20 years, I have worked with families to design a financial roadmap in an effort to realize their individual goals. My goal is to provide excellent service and knowledgeable advice based on each client’s particular needs.

Diesslin & Associates, Inc. 303 Main St., Ste. 200 Fort Worth, TX 76102 [email protected] www.diesslin.com CFP®, EA, ATA

Rocky has 30-plus years of experience with high-net-worth clients and small practices, with extensive knowledge in income tax and estate structuring.

Advisor selection is not reflective of individual client satisfaction or future performance. Please see the introduction section for important information on the scope of the award and the Five Star selection process. Wells Fargo Advisors, LLC, Member SIPC. [CAR 0612-01984].

Justin Farris

Deborah Federick

Joe B. Foster

7557 Rambler Rd., Ste. 445 Dallas, TX 75231 Direct: (214) 525-2141 [email protected] www.thefarrisgroup.com

1308 Village Creek Pkwy., Ste. 2000 Plano, TX 75093 Phone: (469) 865-1061 [email protected] ameripriseadvisors.com/ deborah.t.federick

17300 Preston Rd., Ste. 260 Dallas, TX 75252 Phone: (972) 661-0101 [email protected]

Financial Advisor Deborah Federick, CRPC®, works with families who recognize that a financial plan is part of a well-ordered life.

Investment management, retirement income planning and legacy planning since 1987. Area of focus: wealth management.

Investors should conduct their own evaluation of a financial professional as working with a financial advisor is not a guarantee of future financial success. Ameriprise Financial Services, Inc., Member FINRA and SIPC.

Joe B. Foster is an Investment Advisor Representative. Securities and investment advisory services offered through Ameritas Investment Corp. (AIC), member FINRA/SIPC, Foster Financial Group and AIC are not affiliated. Securities Email: [email protected]

Credential: CFP®

As an independent wealth management firm, we offer clients the benefits of true open architecture, providing access to a wide range of solutions. Find out how we are different from your current advisor by visiting us at www.thefarrisgroup.com. Advisor Representatives are Registered Representatives and offer securities through Securities America, Inc. Member FINRA/SIPC. Planning and Advisory Services available through Securities America Advisors, Inc. The Farris Group and its affiliates are independent of Securities America Companies.

Nicholas Giorgio

950 E Hwy. 114, Ste. 100 Southlake, TX 76092 Direct: (817) 722-2459 Cell: (214) 213-8997 [email protected]

ameripriseadvisors.com/nicholas.giorgio

Financial Advisor

I believe success should be measured not just by today's financial well-being, but by how confident you feel about your future. That is why I work with clients to plan for a confident retirement that aligns with their personal goals and dreams. Investors should conduct their own evaluation of a financial professional as working with a financial advisor is not a guarantee of future financial success. Ameriprise Financial Services, Inc., Member FINRA and SIPC. © 2012 Ameriprise Financial, Inc., All rights reserved.

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Vice President – Investments

N. Rocky Farr

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1401 Precinct Line Dr. Hurst, TX 75019 Phone: (817) 591-8029 [email protected]

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2012 Five Star Wealth Managers

JoAnn M. Eubank

Credential: CFP®

Barton F. Gunter

Carol J. Harper

LPL Financial 4975 Preston Park Blvd., Ste. 400 Plano, TX 75093 Office: (972) 202-8019 Cell: (214) 686-0840 [email protected]

7557 Rambler Rd., Ste. 906 Dallas, TX 75231 Direct: (972) 663-7549 [email protected]

www.gunterwealthmanagement.com

Credentials: CFP®, CLU®, AEP®, MSFS

Bart customizes comprehensive wealth management strategies for individuals, executives and small-business owners. These strategies address investments, retirement, risk management, estate and legacy planning, business succession and executive benefits. Securities offered through LPL Financial, Member FINRA/SIPC.

ameripriseadvisors.com/carol.j.harper

Financial Advisor, Vice President, CRPC®

I help each of my clients develop a strategy tailored to their unique needs and goals to help simplify their financial lives. My focus is on making clients' money work as hard for them as they worked for it. Investors should conduct their own evaluation of a financial professional as working with a financial advisor is not a guarantee of future financial success. Ameriprise Financial Services, Inc., Member FINRA and SIPC.

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David R. Noonan

10440 N Central Expy., Ste. 1040 Dallas, TX 75231 Office: (214) 706-0839 [email protected] www.LoraHoff.com

990 N Walnut Creek Dr., Ste. 2010 Mansfield, TX 76063 Office: (817) 473-7100, Ext. 205 Cell: (817) 875-7664 [email protected] www.lpl.com/tim.mebane

13455 Noel Rd., 18 th Fl. Dallas, TX 75240 Direct: (972) 450-6605 [email protected]

Wealth Manager , CERTIFIED FINANCIAL PLANNER™

Fee-based financial planning / wealth and risk management / tax and investment strategies / employee benefits / business and succession planning / estate and trust planning / domestic and international asset protection / legacy preservation, philanthropy and charitable planning. Securities and Advice offered through Investment Planners, Inc. (Member NASD/SIPC) and IPI Asset Management, Inc., 226 West Eldorado Street, Decatur, IL 62522.

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Stacy C. Notley

THE MANNING GROUP, INC. P.O. Box 797704 Dallas, TX 75379-7704 Phone: (972) 458-9100 Toll-free: (888) 458-9100 [email protected] manning-group.com

Since no one is immune from a layoff, a transfer, a downturn in the economy, a serious illness, death in the family or other life-changing event, no one is immune from credit problems, debt and financial concerns, sometime now or in the near future. We specialize in credit and debt management for affluent individuals. Don’t leave great credit/credit scores to chance … leave it to us! We measure by results, not promises!

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Betty Poage

1612 Summit Ave., Ste. 410 Fort Worth, TX 76102 Office: (817) 348-0791 Direct: (817) 348-8637 [email protected]

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Timothy H. Mebane

www.fa.smithbarney.com/davidnoonan

Titles: Senior Vice President Financial Advisor

LPL Registered Principal

I am Tim Mebane, a Sr. Financial Consultant, registered since 1993. I follow Bill Bachrach by helping clients with their "Aliveness" goals, asking, "What's important about money to you?" I believe you've worked your whole life for your assets, and you've hired me to help protect them. I will care about you! Securities offered through LPL Financial. Member FINRA/SIPC.

My mission is dedicated to building and preserving wealth for my clients. Clients’ financial goals are achieved by understanding their unique needs, providing superior service and offering quality, creative and individually tailored investment strategies. © 2012 Morgan Stanley Smith Barney LLC. Member SIPC.

Randy T. Odom

Lisa Rapfogel Ostroff

201 Main St., Ste. 1700 Fort Worth, TX 76102 Direct: (817) 877-9892

Allegiant Wealth Management 10000 N Central Expy., Ste. 1200 Dallas, TX 75231 Direct: (972) 348-6337 Office: (972) 348-6300 [email protected]

[email protected]

First Vice President – Investments, Fundamental Choice® Portfolio Manager, Financial Advisor

Retirement transition, income strategies and professional portfolio management. Twenty-five years’ experience as a trusted advisor. Live your life on your own terms, with the proper planning and execution.

Advisor selection is not reflective of individual client satisfaction or future performance. Please see the introduction section for important information on the scope of the award and the Five Star selection process. Wells Fargo Advisors, LLC, Member SIPC. [CAR 0612-0213].

allegiantwealthmanagement.com CERTIFIED FINANCIAL PLANNER™

At Allegiant Wealth Management, our passion is to understand our clients' dreams for a secure financial future and guide them in making those dreams their reality. We appreciate our clients' continued confidence and their trust in us for more than nearly 20 years. Lisa Rapfogel Ostroff is a registered representative of and offers securities, investment advisory and financial planning services through MML Investors Services, LLC.

Mark C. Seebeck

A. Michael Sheff

Seebeck & Associates 753 Lonesome Dove Trl. Hurst, TX 76054 Phone: (817) 520-2200 www.seebeckandassociates.com

7500 Dallas Pkwy., Ste. 500 Plano, TX 75024 Phone: (972) 943-7247 Toll-free: (800) 965-8207 [email protected]

Credential: CFP®

ameripriseadvisors.com/betty.j.poage

www.fa.smithbarney.com/michaelsheff

Financial Advisor

Senior Vice President

I focus on understanding where my clients want to go in life and what they want to achieve; building lasting, meaningful relationships based on trust, integrity and with a holistic approach to wealth management. Investors should conduct their own evaluation of a financial professional as working with a financial advisor is not a guarantee of future financial success. Ameriprise Financial Services, Inc., Member FINRA and SIPC. © 2012 Ameriprise Financial, Inc., All rights reserved. 138870ACMR0612.

Whether you are in the early stages of a successful career or reaping the rewards of hard work, we will work with you to address your goals and concerns. Thanks to our loyal clients for the privilege of sharing in your journey. Mark Seebeck offers securities through AXA Advisors, LLC (NY, NY 212-314-4600), member FINRA, SIPC. Annuity and insurance products offered in Texas through AXA Network Insurance Agency of Texas, Inc. Seebeck & Associates is not owned or operated by AXA Advisors or AXA Network. AGE-68854 (05/12).

I have extensive experience as a financial advisor. I understand that the first step in reaching your goals is finding the right person to help you achieve them.

© 2012 Morgan Stanley Smith Barney LLC. Member SIPC.

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2012 Five Star Wealth Managers

Lora J. Hoff

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Titles: Sr. Vice President – Investements, Sr. Financial Advisor

Investment management and retirement planning. Advisor selection is not reflective of individual client satisfaction or future performance. Please see the introduction section for important information on the scope of the award and the Five Star selection process. Wells Fargo Advisors, LLC, Member SIPC. [CAR 0612-00827 6/12]. Investment and Insurance Products. Not FDIC-Insured NO Bank Guarantee MAY Lose Value

Michael J. Steinberg

Staib Wealth Management 17304 Preston Rd., Ste. 800 Dallas, TX 75252 Phone: (972) 608-2624 Cell: (214) 325-8929 [email protected]

201 Main St., Ste. 1700 Fort Worth, TX 76102 Phone: (817) 877-9848 Toll-free: (800) 762-6231 First Vice President – Investments PIM® Portfolio Manager

Credentials: CRPC®, MBA

I work toward building and protecting your financial position, helping to simplify your decisions and be accountable to you. I work hard, keep my word and live up to my promises. 2007 Winners Circle, 2008 Executives Club, 2009 – 2012 Five Star Wealth Manager. Securities offered through LPL Financial, Member FINRA/SIPC.

During volatile and confusing markets, I understand that even the most patient investors may come to question the wisdom of the investment plan they’ve been following. I’d like to help, and I can start by offering a cup of coffee and a second opinion.

Advisor selection is not reflective of individual client satisfaction or future performance. Please see the introduction section for important information on the scope of the award and the Five Star selection process. Wells Fargo Advisors, LLC, Member SIPC. [CAR 0612-01525 06/14/12].

Richard W. Stevens

Gary G. Walsh

777 Main St., Ste. 600 Fort Worth, TX 76102 Office: (817) 887-8420

Luther King Capital Management 301 Commerce St., Ste. 1600 Fort Worth, TX 76102 Phone: (817) 348-1239 [email protected] www.LKCM.com

[email protected]

www.StevensFinancialGroup.com

Title: President

Stevens Financial Group is an independent financial services organization with advisors throughout Texas. We help clients create wealth, preserve wealth and protect it for their families.

Registered Representative of and securities offered through OneAmerica Securities, Inc., Member FINRA, SIPC, a Registered Investment Advisor. Insurance Representative of American United Life Insurance Company® (AUL) and other insurance companies. Stevens Financial Group is not an affiliate of OneAmerica Securities or AUL and is not a broker dealer.

Success requires

patience, discipline and diligence. — Five Star award winner

CFA®, CPA, Principal, Portfolio Manager

Luther King Capital Management was founded in 1979 and provides investment advisory services to high-net-worth individuals, foundations, endowments, investment companies, pension and profit-sharing plans, trust and estates, and other organizations. Please see accompanying research disclosures and important information regarding the manner in which Five Star Wealth Managers are selected.

Dexter Ward

Stephen L. Wheeler

Daniel J. Woodard

Wealth Management Specialist 309 W Woodard St. Denison, TX 75020 Phone: (800) 453-3995 [email protected] www.dexterward.com

201 Main St., Ste. 1700 Fort Worth, TX 76102 Office: (817) 212-8422 [email protected] wellsfargoadvisors.com

1617 W 7th St. Fort Worth, TX 76102 Office: (817) 882-0138 [email protected] eecuinvestmentservices.com

Credentials: CFP®, CPA/PFS

For more than 17 years, Dexter has helped people plan their financial future and today heads a team of advisors with offices in Plano and Denison, Texas. He believes in building lifelong relationships and a long-term approach to personalized investment strategies. Securities offered through H.D. Vest Investment ServicesSM, Member SIPC. Advisory Services offered through H.D. Vest Advisory ServicesSM.

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Associate Vice President – Investment Officer, MBA

Contact my team to schedule a confidential meeting to discuss how an Envision® plan can help you plan more effectively, bring new clarity to your life goals and enhance your confidence in your ability to achieve them.

Advisor selection is not reflective of individual client satisfaction or future performance. Please see the introduction section for important information on the scope of the award and the Five Star selection process. Wells Fargo Advisors, LLC, Member SIPC. [CAR 0612-00242]. Envision® is a registered service mark of Wells Fargo & Company and used under license.

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201 Main St., Ste. 403 Fort Worth, TX 76102 Phone: (817) 334-7016 [email protected]

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2012 Five Star Wealth Managers

Keith Shelton

Investment Executive

Dan works with clients in Fort Worth and the surrounding areas to manage their portfolios, retirement plans, rollovers, inheritances and other investment needs. He makes it a priority to clarify complex products and concepts enabling clients to make better informed decisions. Securities offered through LPL Financial, member FINRA/SIPC. Insurance products offered through LPL Financial or its licensed affiliates. Not NCUA Insured | No Credit Union Guarantee | May lose Value

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